Foreign Health Care Policy
Over the last several years, issues affecting the U.S. health care system have been increasingly brought to the forefront. This is because rising costs are impacting demand for different services. What has been happening is these increases are forcing insurance companies, employers and providers to pass on more of these fees to the individual. This is problematic, as they are unable to afford these costs and premiums for coverage. When this happens, the total number of people who are uninsured will increase exponentially. Evidence of this can be seen with the fact that there are 48 million Americans who have no form of health care coverage. (Johnson, 2010) (Harrington, 2009)
While in Germany, the costs of care are lower and 90% of the population is insured. This is because they are using a different model. To fully understand which system is better requires comparing the two with each other. This will be accomplished by focusing on: the benefits / limitations of the U.S. system, issues faced by Germany in contrast with the U.S.A., which country has better levels of health and the percentage of GDP spent by each nation. Together, these different elements will provide specific insights as to which health care system is superior. (Johnson, 2010) (Harrington, 2009)
The U.S. Health Care System
Cost of Care
In America the majority of the costs for health care are paid by the individual. This occurs through using their insurance companies, government programs (i.e. Medicare...
The below table is highlighting the total amounts of spending by Americans on health care services for 2009.
US Spending on
Health Care Service for 2009
Category
Amount
Percentage of GDP Spent on Health Care
16%
Health Care Spending per Capita
$7,290
Out of Pocket Health Care Spending
$890
Per Capita Spending on Health Insurance
$516
Per Capita Spending on Drugs
$878
(Johnson, 2010)
These figures are showing how the U.S. is spending tremendous amounts of
money on health care every single year.
Quality of care
If someone has the proper amounts of insurance coverage, they will have access to the highest quality of care. This is because the system is focused on using the most advanced technology to improve quality. This has resulted in a 28% utilization rate for diagnostic equipment and 29% for surgical procedures. Moreover, the average lifespan is 72 years for males and 74 for females. While the infant mortality rate, is 4.5 children out of every 1 thousand that are born. (Greenwald, 2010)
Access to Care
The waiting period to see the doctor is usually from a few days to several weeks. This is based upon their patient load and availability. The individuals who are covered are: the policyholder and their
family. This helps to establish a continuum of care (for those who have insurance and can afford the fees). (Greenwald, 2010)
Who pays the Healthcare Provider?
In general, the
insurance company or a government entity will pay the provider. While at the same time, the individual must pay a certain percentage of these fees out…
