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Visual Literacy In Business Term Paper

Job Posting Company Information

Headquartered in Houston, Texas, XXX Corporation is a financial holding company with assets of $87.9 billion at June 30, 2012. Its primary subsidiary, XXX Corporation., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operates 402 branches in California, Washington, Oregon, Texas, New York and Illinois, as well as two international offices. XXX Corporation is a wholly-owned subsidiary of The Bank Germany, Ltd., which is a subsidiary of LCT Financial Group. Visit XXXcorparation.com for more information.

Become part of a team where community, diversity, and exceptional service are part of everyone's job.

Qualifications

Associate's degree or higher in business, finance or real estate preferred. Previous loan processing or underwriting related experience preferred.

Three years of relevant experience in commercial and income property lending including direct correspondence and contact with borrowers, brokers and other parties related to the transaction.

Good knowledge of regulatory requirements including Regulation B, Fair Lending, etc.

Familiarity with financing for apartments, mobile home parks, office, retail, industrial, and specialty commercial properties would be desirable.

Understanding of Underwriting Department's methodology in analyzing personal and business financial statements and tax returns.

Competent...

Assist Underwriter in the preparation and submission of Pipeline Requests to appropriate Approval Authority for consent to proceed.
Create Briefing Packages for new loans that require Credit Admin review and consent to proceed from information provided in the initial application package, log loan onto the Underwriting log. From Underwriter's instructions, prepare and deliver Letters of Interest and track receipt and follow-up information.

Process application packages and coordinate with Underwriter, Loan Closing and CRELA. (Time usage: 15%)

From Underwriter's instructions, prepare a 'Needs List" of additional documentation required completing the submission package and forwarding the list to the borrower. Track receipt of "Needs List" documentation and perform follow-up requests with borrowers, brokers and other related parties to facilitate receipt of missing items.

Perform various clerical functions including ordering Third Party Reports (i.e.: property inspections, appraisals, environmental reports, credit reports, CISS credit investigations, title reports, etc.)

Figure 1 - Generic Tab Image (Souvenir…

Sources used in this document:
Works Cited

Liability Zero. (N.d.). Protocol Financial Consulting Logo. Retrieved from Deviant Art: http://liabilityzero.deviantart.com/art/Protocol-Financial-Consulting-Logo-266912882

Omni Hotels. (N.d.). Diversity. Retrieved from Omni Hotels: http://www.omnihotels.com/aboutomnihotels/omnihotels/diversity.aspx

Souvenir Technologies. (N.d.). Careers. Retrieved from Souvenir Technologies: http://souvenirtechnologies.com/careers/job-postings/
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