Medical Malpractice/Frivolous Lawsuits
The Effect of Medical Malpractice/Frivolous Lawsuits on Healthcare
The costs of medical malpractice insurance are rising yearly. These expenses affect medical practitioners in a number of ways, including such things as from where they choose to practice medicine, to the number of tests and types and medical procedures ordered. Many doctors in various specialties are aware that the laws and regulations that govern malpractice insurance vary from state to state. Since the averages fluctuate dramatically a doctor will sometimes choose a location in which to practice based on malpractice insurance costs (Writing, NDI).
There are a number of factors that give rise to these variations among states, each individual insurer sets its own premiums for medical malpractice insurance, and these are based on incidents of litigation and other general assessments of the risk pool. This means the insurance companies providing insurance within the state look at the potential for lawsuits within that state, within that branch of medicine, and set insurance rates. Different specialties have different average costs because of varying levels of risk and the history of past litigation within those specialists. For example,...
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