Verified Document

Medical Companies How Do These Companies Provide Essay

Medical Companies How do these companies provide care?

Aetna provides care by being a health insurance company that offers a range of services in the field of medical, pharmaceutical, dental, behavioral group, long-term care, and plans for those who are disabled. Humana is also a health insurance company that offers its services in numerous states. United Health Group operates two businesses, known as United Healthcare and Optum, and similar to the two aforementioned companies, it offers health insurance to individuals, which includes seniors.

What types of plans do they have?

Aetna offers various types of plans under its various insurance, which as mentioned before, include medical, dental, vision, medicare, disability, pharmacy, life, student, behavioral health, health expense funds, and wellness products and discounts. Under medical insurance, a person can get a quote via state, which may include individual HMO health benefits plan or QPOS individual advantage health benefits and health insurance plan. Under dental, there are three types of plans, which are DMO, dental PPO or PDN, and dental indemnity. One's employer pays health expense funds by offering a health savings account or HSA, health reimbursement arrangement or HRA, or flexible spending accounts or FSA. The aforementioned health expense funds are not for individual purchase but through employer provided plans. Pharmacy plans and...

It offers lower costs for drug prescriptions, especially for generic brands in comparison to brand name drugs. Medicare insurance under Aetna is for those of an older age, namely seniors who need the coverage via Aetna medicare. Disability insurance is offered for those who are injured, and the disability products offered include short-term disability or STD and long-term disability or LTD. Aetna also offers disability discount programs, which isn't offered for individual purchases but via employers. The discount program offers savings on eye care products and services like optometric exams, glasses, LASIK surgery, Furthermore, there's a discount program for hearing tests and hearing aids, or the fitness discount program that offers savings on gym membership, and exercise equipment. The types of plans offered under life insurance includes basic life term, supplemental term life, accidental death and personal loss or AD&PL, and dependent life insurance and dependent AD&PL for one's children or spouse. The medical plans offered by Humana include a choice of plans and deductible levels. As a result there are copay plans, 100% after deductible plans, health savings account plans, or short-term plans that includes putting money into a HSA. United Healthcare offers plans that include copay, health savings account or…

Sources used in this document:
References

Aetna - Health Insurance, Dental, Pharmacy, Group Life and Disability Insurance. (n.d.). Aetna - Health Insurance, Dental, Pharmacy, Group Life and Disability Insurance. Retrieved December 19, 2011, from http://www.aetna.com

HUMANA - Guidance when you need it most. (n.d.). HUMANA - Guidance when you need it most. Retrieved December 19, 2011, from http://www.humana.com/

UnitedHealth Group - Featured News - Products & Services. (n.d.). UnitedHealth Group - Featured News - Products & Services. Retrieved December 19, 2011, from http://www.unitedhealthgroup.com
Cite this Document:
Copy Bibliography Citation

Related Documents

Medical Abandonment in General, the Meaning of
Words: 1590 Length: 5 Document Type: Essay

Medical Abandonment In general, the meaning of the term abandonment means the forsaking of one's duty. Thus when a practitioner client relation gets established there is a 'duty of care' which includes the protection of the client, maintain records of the clients, and to always provide the client with due care with maximum application of the physicians skills. If one or all these have been breached, there is deficiency of service.

Medical Billing and Coding Can Be Described
Words: 939 Length: 3 Document Type: Essay

Medical billing and coding can be described as the process of presenting and following up on claims to health insurance companies for the purpose of obtaining payment for services provided by the healthcare provider. Regardless of whether an insurance company is government-owned or privately owned company, the process for medical billing and coding is similar for many companies. For an individual to become a specialist in medical billing and coding,

Medical Office Management Software Throughout the Process
Words: 773 Length: 3 Document Type: Essay

Medical Office Management Software Throughout the process of comparing medical office management software that serves medical professionals by streamlining the administrative, billing, transaction and service management processes of their businesses, the key features and core functions of physician vs. acute care hospitals were analyzed. The results of the analysis are provided in this report. Dominating both are rapid advances in support for tablet PCs, smartphones and all other forms of mobility

Medical Specialist Referral Process
Words: 2005 Length: 6 Document Type: Research Paper

Medical Specialist Referral Process The world is infested with numerous diseases that are caused due to several factors revolving around the change in the quality of lifestyle of humans. This change has led to people often visiting their doctors for recovering and restoring their healthy state of body and mind. In this regard, referral process plays a pivotal role, as it helps the doctors to keep a check and balance of

Company Organization and Career Plan the Functioning
Words: 1309 Length: 3 Document Type: Essay

Company Organization and Career Plan The functioning part of any organization needs proper attention and maintenance in order to keep it running smoothly. This means that the organizational structure and the strategies meant increase collaboration and productivity within the work environment must be continually monitored and evaluated in terms of how successful they are within contemporary practice. There are a number of differing strategies on how to approach generating a creative

Medical Ethics Interview Medical Ethics Interview Healthcare
Words: 1637 Length: 5 Document Type: Essay

Medical Ethics Ethics Interview Medical Ethics Interview Healthcare providers include nurses, doctors, social workers and a number of other professions that seem to exist on the periphery of the helping field. One of those on the outside, that many do not consider when looking at the healthcare profession, are professional counselors. Since the term "counselor" has been diluted by everyone from friends to lawyers, it is unclear what one is talking about when

Sign Up for Unlimited Study Help

Our semester plans gives you unlimited, unrestricted access to our entire library of resources —writing tools, guides, example essays, tutorials, class notes, and more.

Get Started Now