Heath Care
Health Care Plans
Health Care
Types of Health Insurance
Indemnity Insurance
This type of insurance is also known as a traditional or fee-for-service plan. The benefit of an indemnity plan is the flexibility; this plan allows members to choose any doctor or hospital. However, members must pay an annual deductible and then a percentage of each medical bill. Although these plans offer the greatest freedom to select any doctor, they are usually the most expensive option.
Typically, the member or the provider sends the bill to the insurance company. These plans usually have an annual deductible before the insurer starts paying. Once the deductible has been met most indemnity plans pay a percentage of what they consider the "Usual and Customary" charge for covered services. The insurer generally pays 80% of the Usual and Customary costs and the member is responsible the other 20%, known as coinsurance. If the provider charges more than the Usual and Customary rates, the member is responsible for paying both the coinsurance and the difference. These plans will pay for charges for medical tests and prescriptions as well as from doctors and hospitals. They may not cover for some preventive care such as checkups ("The Types of health insurance," 2011).
Managed Care
Preferred Provider Organization (PPO)
A PPO combine elements of indemnity and managed care plans. Each time a member needs care, they choose among doctors who belong to the PPO network or any non-network doctor. Members pay less when they use the network's...
Health Care Disparities Race Related Healthcare disparities Serial number Socioeconomic status and health Correlation between socioeconomic status and race Health insurance and health Who are the uninsured people? Causes of health care disparities Suggestions for better health care system The latest studies have shown that in spite of the steady developments in the overall health of the United States, racial and ethnic minorities still experience an inferior quality of health services and are less likely to receive routine medical
Healthcare Administration It has been in the last 3 decades that a rapid increase has been seen in the providence of geriatric healthcare. The main reason for this increase is the increase in demand and need of these services for the elderly people. The knowledge base, core values along with the clinical skills that are required by this field in order to develop the health care, well-being and functioning of the
Health Care Communication: Communication plays a crucial role in the health care industry because of its direct link to delivery of patient care services. Therefore, communication is vital in health care despite of whether the individual is a researcher, patient, physician, caregiver, or student. Actually, the importance of communication in delivery of care is evident from its consideration as the key to improvement of patient safety, patient satisfaction scores, and inter-disciplinary
Transparency empowers consumers to become better shoppers. Economists assert that transparency stimulates productivity, for example, in exchange for money, one individual obtaining fair value. In every aspect, except healthcare, Davis points out, transparency, is supported. The contemporary dearth of transparency in healthcare has led to many Americans not being able to effectively shop for the best quality of service at acute care hospitals. Davis argues that transparency permits consumers,
Healthcare in the United States: Where We Have Been, Where We Are Going The current healthcare crisis in America is not one that happened over night. It is one that has been building for more than a quarter century. There was a time in America when healthcare was a stellar institution: research, cures, technological advances, and treatments. The focus of healthcare was maintaining and improving the quality of life. Then, during
There are a number of issues involved in health care including taxation, the fear of socialized medicine and the budget. Many Americans are opposed to higher taxes for the wealthy due to the fact that they will be the ones paying for most government spending including the proposed heath care bill. These people also argue that it's the wealthy that create jobs through investing and if their taxes are
Our semester plans gives you unlimited, unrestricted access to our entire library of resources —writing tools, guides, example essays, tutorials, class notes, and more.
Get Started Now