Financial Literacy and Social Change
What is the relationship between financial literacy and social change?
Comparing change in financial literacy in post-college and non-college students
Quantitative
Hypothesis- There is a significant difference in financial literacy between college and non-college students.
Introduction- Financial literacy implies a number of things: understanding the basics of not only personal finance, but the broader approach to global finance. There is a distinction, however, between the intellectual world of college students and non-college students. College students, for instance, might be exposed to introductory economics, political science, business or other courses that would grant them access to a larger, more global perspective of finance. However, because they are often living in dorms, may be partially supported by loans or grants or funds from parents, their view of finances will be understandably skewed to the more intellectual approach. However, non-college bound students often must enter the workforce, fend for themselves, and take on numerous financial burdens and responsibilities at the micro level. Thus, there are two approaches to valid financial literacy within this topic: the micro version (home loans, banking, interest rates, taxation, etc.) and the macro version (global trade, housing, social issues,...
Financial Literacy of Post College Student and Non-College Student The relevant research questions and hypothesis would be the following: Research question: Is there any improvement in financial literacy between a non-college student and a post college student. Positive: significant differnce is found in quality of financial literacy in a post-college student as compared to a non-college student Negative: no significant differences are found in quality of financial literacy in a post-college student
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These problems are compounded for African-Americans by cultural insensitivity in health materials." (Birru and Steinman, 2004) V. LITERACY TODAY 8) Mann, John G. (1989) Literacy Today: A Realtime Technology Transformation. Office of Educational Research and Improvement (ED), Washington, DC. Abstract Online available at http://eric.ed.gov/ERICWebPortal/custom/portlets/recordDetails/detailmini.jsp?_nfpb=true&_&ERICExtSearch_SearchValue_0=ED331475&ERICExtSearch_SearchType_0=no&accno=ED331475 As noted in the work of John G. Mann entitled: "Literacy Today: A Realtime Technology Transformation" the meaning of literacy in today's world has expanded as it now
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