Verified Document

Federal Government's Impact On The Rise Of Research Proposal

¶ … Federal Government's Impact on the Rise of Student Loans On the surface, student loans seem like such a beneficial and risk-free government program that there appears to be no reason to object to them. After all, the purpose of federally subsidized student loans is to give students who might not otherwise have a chance to get a post- high school education the chance to get that education. College degrees, vocational certificates, and graduate degrees all expand a person's earning potential, and, theoretically increase the likelihood that the person will elevate, not only his or her own financial status, but also the status of his immediate family. Therefore, the federal government subsidizing student loans seems like an efficient and responsible use of government money. However, further investigation suggests that student loans may simply be a way of shifting a tax burden into groups that are basically tax-immune. Therefore, the appropriate policy question is: is the federal government's involvement in student loans beneficial or detrimental to the U.S. economy?

Even if student loans can be a great use...

One explanation is that rising unemployment rates have prompted people to return to school to improve changes at employment. However, the fact that there are some non-traditional students returning to school does not completely account for the rise in direct student loans. First, there has been an increase in direct federal direct student loans. College tuition has been on the rise, which has prompted people to borrow more money. The result is that more students are carrying a student loan burden, and the average amount of those loans is approximately double the average amount owed by people only a few years ago. In addition, more people are defaulting on student loans, which saddles the government with the burden of repaying the loans, since they are either federally subsidized or direct government loans; default means that the government loses that money.
In fact, is important to keep in mind that federal student loans form a significant part of the growing national debt. Literally…

Cite this Document:
Copy Bibliography Citation

Related Documents

Federal Government Over the Last
Words: 773 Length: 3 Document Type: Research Paper

This means that Congressional officials and the White House are reluctant to make the necessary adjustments (in order to address these issues). Instead, they have been utilizing various gimmicks to demonstrate how they are dealing with the problem. During the course of their reelection campaign, they can show how they helped to tackle the federal government's fiscal challenges and increased the number of projects / funding for various programs.

Alberta Government Federal Government of Canada Relations
Words: 2362 Length: 8 Document Type: Term Paper

Alberta province of Canada is considered one of the strongest economies in North America, being culturally diverse as well as politically and environmentally stable. Its varied landscape, sunny climate and varied geography make it a most ideal locality and provide its people an excellent quality of life. Alberta is endowed with abundant natural resources, natural sceneries, and capable manpower that altogether make it the perfect place to live and

Climate Change -- the U.S. Federal Government
Words: 795 Length: 2 Document Type: Essay

Climate Change -- the U.S. Federal Government What federal agencies and cabinet departments are most responsible for responding to global climate change? This paper points to a number of government departments that President Barack Obama has enlisted to take steps to deal with the impact of climate change. Agencies Involved in U.S. Response to Climate Change The agency that has the most influence in the federal response to climate change is the Environmental

Government Outsourcing the Outsourcing of
Words: 10988 Length: 35 Document Type: Term Paper

A micro considers the interests and rights of the individual company as the primary concern. Both of these views are valid depending on the lens that one wishes to use. The problem arises when the government is forced to develop policies regarding procurement in this volatile debate. The government must decide whether to take a micro view, favoring the rights of companies, or a macro view that places the

Government Regulations Affecting Health Care in Hospice
Words: 6236 Length: 20 Document Type: Capstone Project

Government Regulations and Hospice Government Regulations Affecting Health Care in Hospice Hospice Regulations Affecting Health Care in Hospice Impact of rules on Hospice services Annotated Bibliography This paper focuses on how government regulations impact hospice. The paper starts off with an introduction to the hospice system that was revived by a nurse, Cecily Saunders, who then went on to become a physician, establishing one of the first modern hospices. The concept of total pain is explained

Federal Debt Vs. Annual Surplus
Words: 701 Length: 2 Document Type: Discussion Chapter

When you seeing, consistent amounts of deficits or surpluses, this will have an impact on the debt level. As, this will cause the sum to: rise or fall, which is a sign of the underlying trends. Over the course of time, these patterns can cause the amounts of debt to increase (if there are large deficits). While the debt, will decline when the government is reporting consistent surpluses. This

Sign Up for Unlimited Study Help

Our semester plans gives you unlimited, unrestricted access to our entire library of resources —writing tools, guides, example essays, tutorials, class notes, and more.

Get Started Now