The housing market was already strong, but the elimination of practical reasons for validating lender information opened several doors very wide, each with an unpleasant surprise hidden behind it. First, because realtors earn their commissions based on sales and on the relative value of property, they have little incentive to disqualify bad risks of eventual mortgage default. Second, banks became equally unconcerned with the veracity and accuracy of the financial

It is this 'fluidity' in meaning and interpretation that makes ethics not only interesting as a branch of philosophy. Ethics is interesting because it is value-laden and time-dependent: changes in these factors highly influence the ethical interpretation of an event, action, or human behavior. A set of values considered to be deviant ten years ago might no longer be applicable today, and 'progressive thinking' paved the way for these perceived

Ethics are often stronger than the laws of the land. Laws are cobbled together by special interests and have little to do with right and wrong, or personal ethical codes. For most people, their own personal codes of ethics will be stronger than the laws. People are much less likely to violate their own personal ethical codes than the laws. Morals are codes of conduct put forward by a society, often

Therefore, corporations have had to change their viewpoints and start looking at the long-term consequences of their behavior, as well as looking at the bottom line. Businesses also have to be concerned because consumers have also become aware of environmental concerns, and many consumers are demanding earth-friendly products and have shown a willingness to pay more money to competitors who observe environmentally-friendly practices. Interestingly enough, this demand has given rise

Aside from the previously mentioned policies, the Intel ethic code also contains reference to intellectual property, gratuities, reciprocity, publicity, small and minority suppliers, controlled substances, environment, health and safety. The intellectual property right protection policy states the fact that Intel completely respects the rights of all business partners, suppliers and competitor companies. However, the publicity policy mentions that business partners are denied the right to sell their own products by

Ethics with Character: Virtues and the Ethical Social Worker -- Paul Adams Professor Paul Adams of the University of Hawaii's Myron B. Thompson School of Social Work in this peer-reviewed article explores those aspects of social work that "…are not primarily about identifying and resolving dilemmas" (Adams, 2009, p. 83). Adams delves into the "ethical tradition" -- and the potential therein -- that had its roots in "the virtues and character"