But by removing the ability of insurance companies to discriminate in their selection of who to ensure, buying insurance -- and insurance premiums overall -- will inevitably increase. Why? "If insurers are forced to sell coverage to everyone at any time, many people will buy insurance only when they need medical care. This raises the cost of insurance for everyone else, in particular those who are responsible enough to

Zoo Animals Human beings have kept animals in zoos for centuries, but only relatively recently have the ethical considerations of this practice been widely considered. At one extreme are those individuals and organizations that see no problem keeping animals in zoos and other attractions, in keeping with the long history of animal confinement in the service of human entertainment, and at the other extreme are those individuals and groups arguing that

COVID-19 VACCINATIONThe NCAA should make the Covid-19 vaccination mandatory because this vaccine brings plenty of benefits to sport programs and to the athletes competing themselves. These benefits range from economic advantages that help support academic institutions to intangible benefits designed to help society cope with the devastation caused by the COVID-19 pandemic.The recent COVID-19 pandemic has caused unprecedented damage to countries around the world.. The sudden halt of economic activity

An Ontological Argument for the Existence of God 1. Introduction As the epigraph makes clear, one of the irrefutable facts about the history of humankind has been the existence of various types of religions since time immemorial. Indeed, ancient peoples looked at the sky and the world around them in wonder, and instinctively sought to identify the source of all of this miraculous creation. It is not surprising, then, that the belief

Introduction The concept of UBI or universal basic income has been gathering force all over the world. In the year 2016, Switzerland voted on introducing UBI across the nation (though the idea was eventually rejected); India has been contemplating substitution of UBI for its current welfare state; and Finland has been testing the concept on certain citizens (Straubhaar, 2017). UBI implies categorical cash payment flowing on a month- by- month basis

Proponent of Slavery As a Southerner, I believe I know and understand the peculiar institution better than any Northerner ever can. We live and breathe our way of life. The Yankee only presumes to know what is best for us in a way some might call arrogant. While the Northerner looks down upon us from the ivory towers of New England, the Southerner works hard in the fields, training and