Verified Document

California Clinics To Find Out The Stock's Essay

Related Topics:

California Clinics To find out the stock's value with the information provided, the Gordon Growth Model would be used. The Gordon Growth Model is used to determine the price of a stock if the dividend, dividend growth rate and discount rate are all known. The underlying assumption behind the Gordon Growth Model is that the stock price is based on the expected future dividends -- investors are only investing for the known future cash flows. As a result, only the dividend and the discount rate are taken into account, along with the expected future growth rate of the dividend. Capital gains are not taken into account in the Gordon Growth Model.

The formula for the Gordon Growth Model is as follows:

Source: Investopedia (2011)

Thus, $2 / (.15-.05) = P

P = $

The stock's value if the riskiness of the stock changes would be calculated with the same formula, changing k to reflect the new risk level of the stock:

Thus, $2 / (.13-.05) = P

P = $

The stock's value if the growth rate of the dividend changes would be calculated with the same formula, changing G. To reflect the new level of dividend growth:

Thus, $2 / (.15 - .07) = P

P = $25

4. The cost of money is affected by a number of different factors. Production opportunities are one key factor in the cost of money. In an environment characterizes by slumping demand, such as the U.S. In the past few years, the demand for money will decrease. This is because firms do not feel that there are as many opportunities that will pay off. Lenders must lower rates in order to stimulate borrowing, by bringing more projects to a level where they will have a positive net present value. Conversely, if the economy is experiencing a period of strong growth and there are a lot of investment opportunities, the cost of money will be higher. Basically, the supply of money might not be high enough to meet the demand for it -- the Federal Reserve will usually restrict supply so that the economy does not become overheated -- and this drives the cost of money upward because so many companies are...

A preference for longer-term consumption will increase long-term rates, but if the preference is for short-term consumption then it is short-term rates that will increase. Thus, a change in the time preference of consumption is going to result in a change in the cost of money at some point along the yield curve, but this change is not going to be universal across the yield curve. This leads to situations such as inverted yield curves that signal a pending recession (Amadeo, 2012).
Another factor in the cost of money is risk. Chmielowiec and Granger (2011) point out that the riskier an investment, the higher the cost of money associated with that investment will be. The reason for this is simple. An investor will choose, if all other factors are equal, the less risky of two investments. So in order to convince an investor to choose a riskier investment over a safer one, the riskier investment will need to pay a higher rate. The same is true with lenders. A bank will lend to a safer customer at a lower rate, and a risker customer at a higher rate. Without the higher rate, the riskier customer would not be able to receive credit. Thus, it is because of investor rationality that risk is a contributing factor in the price of money.

The fourth factor in the cost of money is inflation, or the expectation thereof. Simply put, a dollar today is worth more than a dollar tomorrow. That dollar tomorrow will buy less than the dollar of today because of inflation. Thus, the rate of inflation contributes to the time value of money, which is related to the cost of money (Sherrick, Ellinger & Lins, 2000). What this means is that when a bank lends money, they want the money that they receive back in the future to be the same value, plus the spread that they earn. The higher the inflation rate, the more the customer has to pay to ensure that the bank earns the same amount back as it lent. The lower the inflation rate, the lower the cost of money will be,…

Sources used in this document:
Works Cited:

Amadeo, K. (2012). Inverted yield curve. About.com. Retrieved February 4, 2012 from http://useconomy.about.com/od/glossary/g/Inverted_yield.htm

Baker, S. (2009). Perils of the internal rate of return. Economics Interactive Tutorial. Retrieved February 4, 2012 from http://hspm.sph.sc.edu/courses/econ/invest/invest.html

Chmielowiec, M. & Granger, B. (2011). Cost of risk: Show me the money. U.S. Captive. Retrieved February 4, 2012 from http://www.pointright.com/pdf/PR_Article_2011_Cost_of_Risk_Show_Me_The_Money.pdf

Investopedia. (2011). Gordon growth model. Investopedia. Retrieved February 4, 2012 from http://www.investopedia.com/terms/g/gordongrowthmodel.asp#axzz1lFGk3bQ3
Kolakowski, M. (2012). Risk aversion. About.com. Retrieved February 4, 2012 from http://financecareers.about.com/od/rz/g/Risk_Aversion.htm
Sherrick, B., Ellinger, P. & Lins, D. (2000). Time value of money and analysis. Farm Analyst Solution Tools. Retrieved February 4, 2012 from http://agmarketing.extension.psu.edu/Business/FinancialTools/TimeValueMoneyP2.PDF
Cite this Document:
Copy Bibliography Citation

Related Documents

Stock Analysis the Home Depot
Words: 1721 Length: 5 Document Type: Term Paper

Stocks have fluctuated in exactly the same way. The Home Depot went up 1.46% during the first week, while Lowe's managed to go even further: 1.74%. The situation was quite the same during the second week: 1.41 for the Home Depot, and 1.11% for Lowe. The upward trend was maintained for three weeks, but the growth ratio was only 0.5-0.57. The fourth week was not so good for the

Old, Smart, Productive Old. Smart.
Words: 630 Length: 2 Document Type: Term Paper

Another possibility is to allow companies to convert traditional defined-benefit pensions, which encourage retirement as early as age 55, to cash-balance plans, which have no built-in incentives to retire. Perhaps the most controversial idea is to break the typical link between pay and seniority. As more people work into their late 60s and 70s, pay should be adjusted to match how much people work and what they accomplish on

Fault: An Alternative to the Current Tort-Based
Words: 30263 Length: 110 Document Type: Thesis

Fault: An Alternative to the Current Tort-Based System in England and Wales The United Kingdom statistics regarding claims THE NATIONAL HEALTH SYSTEM OBSTACLES TO DUE PROCESS THE CASE FOR REFORM THE REGULATORY ENVIRONMENT THE RISING COST OF LITIGATION LORD WOOLF'S REFORMS MORE COST CONTROLS THE UNITED STATES PAUL'S PULLOUT THE INSURANCE INDUSTRY TORT REFORM IN AMERICA FLEEING PHYSICIANS STATISTICS FOR ERROR, INJURY AND DEATH THE CALL FOR REFORM IN 2003: A FAMILIAR REFRAIN THE UNITED STATES SITUATION, IN SUMMARY NEW ZEALAND CASE STUDIES THE SWEDISH SCHEME COMPARISON: WHICH SYSTEM IS

Future of Eurasian Organized Crime
Words: 7401 Length: 25 Document Type: Term Paper

Ashley, Assistant Director, Criminal Investigative Division of the FBI relates that in 1991: "...the U.S. Attorney's office in Los Angeles charged 13 defendants in a $1 billion false medical billing scheme that was headed by two Russian emigre brothers. On September 20, 1994, the alleged ringleader was sentenced to 21 years in prison for fraud, conspiracy, racketeering, and money laundering. He was also ordered to forfeit $50 million in

Clinical Psychology
Words: 60005 Length: 200 Document Type: Dissertation

Clinical Psychology Dissertation - Dream Content as a Therapeutic Approach: Ego Gratification vs. Repressed Feelings An Abstract of a Dissertation Dream Content as a Therapeutic Approach: Ego Gratification vs. Repressed Feelings This study sets out to determine how dreams can be used in a therapeutic environment to discuss feelings from a dream, and how the therapist should engage the patient to discuss them to reveal the relevance of those feelings, in their present,

Rural Healthcare Facilities Context of
Words: 5552 Length: 20 Document Type: Term Paper

Provide sustained technical assistance (Expert Panel Meeting: Health Information Technology: Meeting Summary, 2003) Evaluation of the process in rural and small communities includes: (1) scope of the project; (2) goals; (3) critical success factors; and (4) technical assistance." (Expert Panel Meeting: Health Information Technology: Meeting Summary, 2003) Community grants have been focused on the provision of 'personal digital assistant (PDA) systems in assisting with the decision support role. The initiative is

Sign Up for Unlimited Study Help

Our semester plans gives you unlimited, unrestricted access to our entire library of resources —writing tools, guides, example essays, tutorials, class notes, and more.

Get Started Now