HSBC BNP
Comparative Analysis

HSBC: An Outlook

BNP Paribas: A Helicopter View

Comparison Between HSBC and BNP Paribas in the Banking Field

SWOT Analysis and the Bank's Operations in Middle East Especially in Dubai & Bahrain

PEST Analysis And the Bank's Operations in Middle East Especially in Dubai & Bahrain

External Analysis of HSBC and BNP

Competitive Profile Matrix (CPM)

Example of HSBC and BNP Around the World

Decisions

Quantitative Analysis

Customer Values Analysis

Value Chain Analysis of the Banks

The current corporate world and environment can be referred as the resolution of administration. Way backed in which bread-and-butter development depends entirely on accurate and automated inventions. However, in the avant-garde apple acceptable administration is all-important for able and able alive of organization, forth with abstruse advancement. Administration is all the added significant between the ambience of the enterprises of the business, neither a business can run on itself nor with a single person dominance, alike afterwards accepting momentum. Every business needs again bang…...

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References

Adelman, C. (1998). Women and Men of the Engineering Path: A Model for Analyses of Undergraduate

Bhote, K. (2002). The Ultimate Six Sigma: Beyond Quality Excellence to Total Business Excellence. New York: American Management Association.

Bossert, J. (2003). "Lean and Six Sigma -- Synergy Made in Heaven." Quality Progress. 31-32.

Breyfogle, F.; Cupello, J.; and Meadows, B. 2000. Implementing Six Sigma: Smarter solutions using statistical methods. New York, NY: John Wiley & Sons.

These tasks allowed me to use the financial analysis skills I gained during the course of my education. I was able to uncover errors that were being made and alert my superiors so that the problem could be rectified.
The experience was valuable for a couple of reasons. For one, it provided me with a framework for the functional application of financial analysis. I learned much by poring through both the financial and managerial accounting figures. I focused on determining efficiencies, and was successful in making improvements in small ways.

I gained considerable experience in front line business as well. This acts as a complement to my academic background, because it puts that background into perspective. At Ming Feng, I gained a real appreciation for the way business works in the real world. It was a step into the old Hong Kong for me, away from the glass towers, but at…...

HSBC is one of the world's largest banks, and it has the third-largest market share among UK retail banks. This massive global footprint supports a differentiation strategy that is encapsulated by the "the world's local bank" slogan. HSBC plays to its strengths with a presence in many major markets around the world, but its strength in retail and commercial banking belies a relative weakness in investment banking.
The banking industry is highly competitive. In the UK at the retail level it is in an oligopoly state. The company also competes among the global banks of the world, which is a business more in a state of monopolistic competition. It has a differentiated strategy, which is loosely based on a broad geographic scope and customer service. The latter is a difficult area in which to differentiate. There have been some problems with the geographic scope, too, and HSBC has recently left both…...

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References

Fortune Magazine (2015) Global 500. Fortune. Retrieved December 3, 2015 from  http://fortune.com/global500/ 

Hofford, A. (2015). HSBC restructuring shows universal banks are coming back down to earth. The Conversation. . Retrieved December 3, 2015 from  http://theconversation.com/hsbc-restructuring-shows-universal-banks-are-coming-back-down-to-earth-43034 

HSBC 2014 Annual Report. Retrieved December 3, 2015 from  http://www.hsbc.com/~/media/hsbc-com/investorrelationsassets/annual-results-2014/hsbc-holdings-plc/annual-report-and-accounts-2014 

Interbrand (2015).. Top 100 global brands. Interbrand. Retrieved December 3, 2015 from  http://interbrand.com/best-brands/best-global-brands/2015/ranking/

It is highly unlikely that they would become involved with illegal activities knowingly. However, the complicated nature of compliance risk and the high expectations within the banking industry make it possible that some legal manner might be overlooked.
Chief Compliance Officers are at particular risk due to the nature of their position and should be increasingly diligent to maintain a proper understanding of the expectations of compliance. Additionally, Chief Compliance Officers and the operations department should be aware of the current weaknesses within their own AML programs.

In an effort to minimize these risks, HSBC Bank USA has recognized the need for more purposeful measurement and management of compliance risk.

Legal and operational risk can quickly and efficiently hamper the activities of any bank. However, it is reputational risk that poses the greatest risk to HSBC Bank USA. Banks that are associated with money laundering, terrorism, and criminal activity in the media…...

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Works Cited

Bagla, Deepak, and Vinay Mendonca. "Anti-Money Laundering: Payments Filtering." HSBC's Guide to Cash and Treasury Management in the Asian Pacific. 2006. 13 January 2007 .

Bank Compliance: Controlling Risk and Improving Effectiveness. Economist Intelligence Unit, June 2006. 13 January 2007 .

Banking Department Enters Into Written Agreement with HSBC Bank USA. 30 Apr. 2003. 13 January 2007 .

Beaumier, Carol M. "Auditing anti-money-laundering compliance: insufficient transaction testing, inadequate testing of automated monitoring systems and deficient follow-up are typical shortcomings.(Regulatory Outlook)." Bank Accounting & Finance 19.1 (Dec 2005): 31(4). Expanded Academic ASAP. Thomson Gale. Denver Public Library. 12 Jan. 2007 .

HSBC Bank and Its Strategy
Industry Analysis:

HSBC is the world's largest banking and financial services provider. Headquartered in London, the firm has global networks that include over 10,000 offices in over 80 states, as well as territories in the Asia-Pacific area, Middle East, United States, Africa and Europe. Listed as HSBC Holdings Plc, the business have roughly 200,000 shareholders in roughly 100 countries as indicated in listings in nations such as Bermuda, New York, Hong Kong and Paris.

Industry life cycle

The industry is in the maturity stage. Industry players have attained the complete aptitude to be consumed by the users. Thus, the growth of firms in this industry tracks economic growth in general. At this level, increased standardization pushes companies to compete heavily. Consequently, the profits margins reduce adding pressure on profits. At this stage, firms in this industry are known as cash cows because their cash flows are consistent though…...

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References

Ndavi, M. (2014). HSBC Banking and Finance. Munich: GRIN Verlag GmbH.

Great Britain. (2010). Maintaining the Financial Stability Of UK Banks: Update on the Support Schemes: HM Treasury. London: Stationery Office.

Kew, J., & Stredwick, J. (2005). Business Environment: Managing in a Strategic Context. London: Chartered Inst. of Personnel and Development.

West, D. C., Ford, J. B., & Ibrahim, E. (2015). Strategic Marketing: Creating Competitive Advantage. New York: Oxford University Press

Microeconomics is the branch of economics concerned with the behavior of individual entities such as markets, firms, and households. Analyzing HSBC Bank through the lens of microeconomic theory involves examining how the bank makes decisions about resource allocation, pricing, and strategy in response to market conditions and regulatory frameworks (Mankiw, 2014). HSBC, being one of the largest banking and financial services organizations in the world, offers a rich case study for microeconomic analysis.
The fundamental concept of supply and demand plays a central role in the operations of HSBC Bank. As a provider of financial services, HSBC must balance the demand for loans, savings accounts, credit facilities, and other banking services with the supply of funds available to lend to consumers and businesses (Krugman & Wells, 2018). Interest rates are the price of borrowing money and are dynamically set by HSBC based on the banks objectives, liquidity requirements specified by regulators,…...

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References

Mankiw, N. G. (2014)

Krugman, P., & Wells, R. (2018)

Nicholson, W., & Snyder, C. M. (2014)

Pindyck, R., & Rubinfeld, D. L. (2018)

China's 2001 accession to the World Trade Organization has been regarded one of the country's most significant moves as far as its integration with the global economy is concerned. According to the author of the article I analyze in this text, one of the most significant consequences of the said accession "was the transformation of China's financial sector." From the onset, the author of this article correctly points out that over the years; the need for an overhaul of the Chinese financial sector was rather obvious. This is more so the case given the inefficient way in which loans were being extended by lenders. Indeed, the only way China could save its financial system from imminent collapse or stalling was through the opening up of its banking sector. In the words of the author, "immediately upon accession to the WTO, China's banking sector began to open to foreign banks."…...

Another bank that provides similar cash management services that the Acme Company could use is represented by HSBC. Its services are differently organized than in the case of Bank of America. egarding international services, HSBC focuses on checking, borrowing, savings, insurance, cards, and other services (HSBC, 2011). Corporate banking services that are provided by HSBC focus on collections management, financing, foreign exchange, global markets, Internet banking, payments and cash management, trade services, and others.

In addition to this, HSBC provides services regarding trade and supply chain that can be used by the Acme Company in order to increase the efficiency of its supply chain management in South America and Asia. HSBC also provides several services that multinational companies can address in order to manage their business accounts. The bank also focuses on developing foreign exchange solutions.

Citibank is another bank that provides different business banking services. The company's products and services refer…...

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Reference list:

1. Foreign Exchange (2011). Bank of America. Retrieved August 10, 2011 from  http://corp.bankofamerica.com/public/public.portal?_pd_page_label=products/fx/default&icamefrom=cihome .

2. Business and Corporate (2011). HSBC. Retrieved August 10, 2011 from  http://www.hsbc.com/1/2/business-and-commercial .

Knowledge - the 'Priceless' Factor in Advertising
Home Exam

"Cost of attending ***** School of Design: $12,655 per year

$8,000 per year

Cost of mailing this essay: 37¢

Cost of writing the most important essay of my life: PRICELESS.

here are some things money can't buy, for everything else there is MasterCard."

In today's society, the value given to education, acquired through formal education and application of knowledge, is priceless. his is because knowledge serves as the foundation in familiarizing an individual to his/her chosen field of expertise and profession. Knowledge is especially important in advertising, since most of the ideas conceptualized in this profession are primarily based on facts, information, and experiences that have a profound application in advertising.

ake as an example the 'advertisement' I created above. Although the theme is patterned after VISA MasterCard's famous ad slogan, "here are some things money can't buy, for everything else, there is MasterCard," the body of the ad…...

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The MasterCard's ad example is also similar to the HSBC (Hong Kong and Shanghai Bank Corporation) "Local Knowledge" campaigns that have been advertisement in print and TV media. In the HSBC ad, particularly the HSBC print ads, the company illustrates how it is important, in the age of technology and capitalism, for business institutions to be knowledgeable about a nation's culture, since it forms the core values, attitudes, behaviors, and actions of the society. Using the slogan, "Never underestimate the importance of local knowledge," HSBC highlights different aspects of culture that can be found in nations within the Eastern and Western societies, using examples from the U.S., Germany, Indonesia, India, and a host of other countries that have distinct business cultures. Through visual images of elements that depict differences in cultures (for example, chopsticks in China and fork in the United States as the primary food utensils used in eating), HSBC effectively bridges the gap between new technology (world-class banking in the 'world's local bank') and human societies, be they old or new (societies) ones. In effect, HSBC promotes not only the banking industry, but also commits itself in the social responsibility of promoting cultures and societies all over the world. The HSBC ad mainly extends the message that through knowledge of the world's cultures, business is conducted effectively, which is the "HSBC way."

Two concrete examples highlighting HSBC's extraordinary print ads that centers on societies' cultures are found in two issues of TIME Magazine, dated June 2 and August 4 of this year.

In the June 2, 2003 print ad, HSBC illustrates three different kinds of 'delicacies' favored by nationals of three countries: China, Mexico, and France. For China, chicken feet are considered a special delicacy, grasshoppers for Mexico, and snails in France. These exotic delicacies are used to illustrate an aspect of each country's culture that is necessary and vital for its people: food, one of the essential needs and commodities of people in the world. The caption after the graphic illustrations of the chicken

Jobs
Gazing at the Seoul skyline for the first time after graduating from the University of Massachusetts, I felt the pulse of metropolitan life and the whispers of change taking place in my life and in the life of the city. It is because of this pulse that I am applying for a job with HSBC, one of the world's most reputable companies. I had lived in Boston for the past several years and soaked up all the experiences I could while I was there. When I returned to Korea I realized that the world had become so linked because of globalization that companies like HSBC made inroads in nations far beyond their own borders. I also appreciate the world of commerce and banking, which I believe are at the root of how whole societies change and grow.

I too hope to change and to grow through exciting opportunities working at the…...

AASB
In the case of Great Tools Ltd., GGG still has control over the subsidiary. As such the parent company retains the right to upgrade the overall property, plant and equipment of the Great Tools Ltd. Within the AASB standards, the paragraphs regarding control are very clean. The standards specify the reason and methods in which an investor can initiate control over an investee. In addition, the statute also discusses how these requirements are determined. For instance, paragraphs 6 indicates the investors control an investee when is has the ability to materially affect the overall returns of the investee through its power. This could include exposure and involvement in the overall returns of the investee. As the case illustrates, GGG owns 70% of Great Tools Ltd. Therefore, GGG, has the undisputed ownership of the subsidiary due to its overall exposure and its power over the actual investee (AASB releases new Code…...

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References:

1) "AASB releases new Code of Ethics." The Institute of Chartered Accountants in Australia. Grant Thornton Australia. 23 December 2009.

2) "Proposed Standard: AASB 310 Dealing with Client Monies." APESB. April 2010. Archived from the original on 21 July 2011.

3) "New standard for trust accounts of members in practice." The Institute of Chartered Accountants in Australia. 20 May 2011. Archived from the original on 16 May 2011

China's Rise: The strategic Stake

While we have so far discussed the positive economic impact of a growing China from the perspective of Australia, there are also some concerns about China's growing stature and the changing strategic balance. As a communist nation, the U.S. And its allies including Japan have always viewed China with caution. China has repeatedly claimed that it is fully committed to peaceful economic growth as Zha Peixin, the vice president of CPIFA (Chinese people's institute of foreign Affairs) stated, "China will stick to the peaceful development, opening up, and building a harmonious society domestically and promoting a harmonious world internationally." However, the recent arrest of the Australian mining giant Rio Tinto's executive officer in China over charges of espionage has created some friction in the relationship. The recent issues involving Australia granting of visa for Rebiya Kadeer, the human rights activist from China, much against the Chinese…...

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Bibliography

1) ABS, 'China: Factsheet', Retrieved 19th Sep 2009, from,  http://www.dfat.gov.au/geo/fs/chin.pdf 

2) Frederick Balfour, 'China Surprisingly Strong GDP Growth 7.9%', Retrieved 19th Sep 2009, from,  http://www.businessweek.com/globalbiz/blog/eyeonasia/archives/2009/07/chinas_gdp_grow.html 

3) Richard Lester & Edward Steinfeld, 'China's Real Energy Crisis', Retrieved 19th Sep 2009, from, 'http://www.hcs.harvard.edu/~hapr/winter07_gov/lester.pdf

4) Zhou, Z.Y. And Tian, W.M. (eds) (2005), Grains in China: Foodgrain, Feedgrain and World Trade, Aldershot, Ashgate

Crime
Three Perspectives on Crime

For decades sociologists have debated the causes of crime and criminal behavior and have created three sociological perspectives involving the cause of crime. Schmalleger identifies these three perspectives as Individual esponsibility Perspective, Social Problems Perspective, and Integrated Perspective. A discussion of current criminal activity can easily identify cases in which each of these perspectives can be applied.

The Individual esponsibility Perspective defines criminal behavior as the result of individual personal choices. According to Schmalleger, this perspective states that individuals are ultimately responsible for their own behavior and that some individuals choose to engage in criminal activity as opposed to following the law. HSBC is Europe's third largest bank and in 2013 it agreed to pay a $1.9 Billion fine "to resolve charges it enabled Latin American drug cartels to launder billions of dollars…." (Smythe, 2013) HSBC CEO Stuart Gulliver and Chairman Douglas Flint were accused of failing…...

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References

Christie Smythe. (2013, July 3). HSBC Judge Approves $1.9B Drug-Money Laundering

Accord. Bloomberg.com. Retrieved from  http://www.globalexchange.org/corporateHRviolators#HSBC 

Miller v. Alabama, 2011. The Oyez Project at IIT Chicago-Kent College of Law.

Retrieved from  http://www.oyez.org/cases/2010-2019/2011/2011_10_9646

Two approved bodies of insurance brokers exist in ong Kong: (1) the ong Kong Confederation of Insurance Brokers and (2) Professional Insurance Brokers Association Limited. There are a stated 2,558 insurance agencies, 29,937 individual agents and 2.58 responsible officers as well as 14,064 registered technical representatives.
The OCI Annual Report of September 30, 2001 states in regards to reinsurers that "the gross premium of the pure reinsurers' business is K$1,530 million, a modest 3.2% increase, reversing the downward trend since 1996. The pure reinsurers attained an underwriting profit of K$72 million in 2000 after having suffered loss for the last 3 years. The top three active foreign reinsurers in ong Kong are Munich Re, Swiss Re, and General & Cologne Re." (Source: The OCI Annual Report 2001) In regards to 'captive insurers' it is related that the government "provides a suitable and favorable business environment for captive insurers. The regulatory…...

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HSBC Life (International) Ltd., and The Prudential Assurance Co. Ltd. (Source: The OCI Annual Report 2001)

In regards to Intermediaries in the insurance industry it is stated that the IARB provided statistics of November 30, 2001, shows that there were 396 insurance brokers in Hong Kong that were authorized in Hong Kong and that 2,937 individuals registered as chief executives/technical representatives of the authorized brokers. Two approved bodies of insurance brokers exist in Hong Kong: (1) the Hong Kong Confederation of Insurance Brokers and (2) Professional Insurance Brokers Association Limited. There are a stated 2,558 insurance agencies, 29,937 individual agents and 2.58 responsible officers as well as 14,064 registered technical representatives.

The OCI Annual Report of September 30, 2001 states in regards to reinsurers that "the gross premium of the pure reinsurers' business is HK$1,530 million, a modest 3.2% increase, reversing the downward trend since 1996. The pure reinsurers attained an underwriting profit of HK$72 million in 2000 after having suffered loss for the last 3 years. The top three active foreign reinsurers in Hong Kong are Munich Re, Swiss Re, and General & Cologne Re." (Source: The OCI Annual Report 2001) In regards to 'captive insurers' it is related that the government "provides a suitable and favorable business environment for captive insurers. The regulatory concessions offered by government include reduced minimum capital and solvency margin requirements, exemption from the requirement for maintaining assets in Hong Kong to match local liabilities, and exemption from the requirement for valuing assets and liabilities in accordance with the statutory basis. A captive insurer is restricted to accepting insurance business from its own group of companies only. It is also not allowed to carry on statutory business (i.e., motor

The implementation process must be regulated by the various card associations, government legislations as well as network mandates (Spidle,2010).
A thorough and comprehensive analysis of the Operational Impact of EMV implementation

In order to mitigate the various threats faced by the Iranian banks while implementing the EMV standards, it is necessary to conduct a thorough and comprehensive analysis of the impact that such a move would have on the general operation of the Iranian banks as well as their internal processes (OVCMarketing, 2010). The internal processes are to be reviewed in terms of the operational and business aspects. The review will ensure that all of the changes to the organization's internal process are appropriately addressed as a move targeting the overall implementation of the plan. Such a move is expected to impart positive momentum on customer service strategy which is equally important under the new EMV environment. The move would then…...

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References

Al Bawaba (2010). HSBC Appoints Gemalto to Facilitate the EMV Migration of Its Credit Cards

across 19 Markets in Asia Pacific

http://www1.albawaba.com/news/hsbc-appoints-gemalto-facilitate-emv-migration-its-credit-cards-across-19-markets-asia-pacific

Chase (2010). Your Reference Guide to EMV Integration:Understanding the Liability Shift

1. The impact of supply and demand on interest rates in HSBC Bank
2. The role of elasticity in determining pricing strategies in HSBC Bank
3. The concept of opportunity cost in investment decisions at HSBC Bank
4. The influence of market structure on competition and pricing in HSBC Bank
5. The effects of government regulation on the banking industry and HSBC Bank specifically
6. The relationship between marginal utility and consumer behavior in the banking sector, with a focus on HSBC Bank
7. The concept of economies of scale and how it applies to HSBC Bank's operations and growth strategies
8. The principles of cost-benefit analysis....

Microeconomic Analysis of HSBC Bank

Introduction

HSBC Bank is a global banking and financial services corporation headquartered in London, England. As one of the largest banks in the world, it operates in over 60 countries and territories, offering a wide range of financial products and services to individuals, businesses, and governments. This essay will focus on microeconomic concepts that can be applied to analyze HSBC Bank, with specific examples and insights.

Market Structure

One important microeconomic concept to consider is market structure. HSBC Bank operates in a highly competitive global banking industry. It faces competition from numerous other large banks, as well as smaller....

Reaction Paper on the LIBOR Scandal of 2012

Introduction

The LIBOR (London Interbank Offered Rate) scandal that unfolded in 2012 exposed a deeply concerning erosion of ethical conduct and regulatory oversight in the financial industry. This paper examines the events of the scandal, its underlying causes, and the far-reaching consequences it has had on the global financial system and public trust.

Events of the Scandal

LIBOR is a benchmark interest rate that serves as the basis for pricing a wide range of financial contracts, including loans, bonds, and derivatives. In 2012, it was revealed that traders at major banks had been colluding to manipulate....