International Financial System
The country you chose.

The country chosen for this analysis is Australia.

The exchange rate and the total amount of the currency you purchased with your $90,000.

As of June 9, 2013 the current value of $90,000 is $94,724.90.

Your prediction for whether your country's currency with increase or decrease in value with respect to the dollar.

The Australian exchange rate will continue to be weak against the U.S. dollar, as the relative indexing of each of these currencies shows Australia's once-robust economy slowing down as mining experts are reduced. As Australia relies on a floating exchange rate, the volatility of both American and Australian capital markets including the direct effects of Gross Domestic Product (GDP) and Gross National Product (GNP), will continue to impact the value of the Australian dollar over the long-term.

As a result the Australian exchange rate will continue to drop against the U.S. dollar as this nations' reliance on…...

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References

Akhtar, S., Faff, R., & Oliver, B. (2011). The asymmetric impact of consumer sentiment announcements on Australian foreign exchange rates. Australian Journal of Management, 36(3), 387.

Lonergan, W. (2004). Foreign exchange rates in Australian Mining Company valuations. JASSA, (4), 2-7.

Richards, N.D., Simpson, J., & Evans, J. (2009). The interaction between exchange rates and stock prices: An Australian context. International Journal of Economics and Finance, 1(1), 3-23.

Though the violet dies as a result of her aspirations, she does not regret them. Instead, she cherishes the idea that she has been able to overcome her natural limitations. This poem is especially meaningful when viewed in the context of race relations. Even in modern times, many people feel as if they are limited because of being born a member of certain races. However, Gabrin's point is that one determines one's own limitations. Obviously, no one is going to be magically transformed into another color, but if people had not aspired to achieve those things that were previously considered impossible for minorities, the United States would still be operated under a Jim Crow system of laws.
Of course, victimization occurs on a personal level, as well as systemically. The crime of rape is perhaps one of the most significant ways for one person to victimize another. However, as made…...

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Works Cited

Gabrin, Khalil. "The Ambitious Violet." OM Shaantih.com. (Unknown) OM Shaantih. 2 Oct. 2006 http://www.omshaantih.com/Sages/Gibran/Violet/1.htm.

Hurston, Zora Neale. "How it Feels to be Colored Me." William Sharpe: City Lit. 1928.

Columbia University. 2 Oct. 2006 http://beatl.barnard.columbia.edu/wsharpe/citylit/colored_me.htm.

Smith, Tracy.

Instead, Britain could use its vast navy and naval blockades to enforce the provisions of the Sugar Act. Therefore, while the Sugar Act actually lowered the amount of the duties, it resulted in far stricter enforcement of the laws. The result of the Sugar Act was immediate economic hardship in the colonies:
um distilling slumped badly and colonial exports overall dropped sharply. The slowing economy was further impacted by currency contraction as people, uncertain of the future, tried to retain their funds; efforts were made to settle debts with paper money rather than gold or silver.

The Sugar Act caused alarm in the American colonies, partly because of the expected economic disadvantages, but also because of a number of other reasons, one of the most important being the severe implementation by the navy." Although the colonists grumbled about the Sugar Act and threatened to boycott British merchants, the Sugar Act was…...

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Referenced

Adams, Charles. 2006. The Rocky road of American taxation. Auburn, AL: Ludwig von Mises

Institute. Online. Available from Internet,   10 August 2006.http://www.mises.org/story/2110,accessed 

Avery, Steve. 2005. The American Revolution: Sugar Act of 1764.. Florence, OR: Online

Highways. Online. Available from Internet,   accessed 10 August 2006.http://www.u-s-history.com/pages/h1211.html ,

3.2.3 Portfolio Diversification of Investment in Global Property Markets

ecause the global property markets are affected by globalization and specific country / regional factors, means that the overall amounts of risks will vary, the most notable include: transparency and efficiency. Where, each country / region has different on laws and regulations pertaining to the real estate markets. This means that the risks in a number of different markets will depend upon specific market conditions themselves, reflecting these two factors. To protect themselves against these kinds of risks, many investors will often seek to diversify their portfolio. Diversification is: when you are investing a number of different asset classes in real estate, across a variety of countries / regions. The idea is that if a risk occurs in a specific country or region, the other areas that you are diversified in will protect you against the severity of the declines. For example,…...

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Bibliography

2009 A Year of Revival for Property Sector, 2010, Visit Kuwait. Available from: . [30 March 2010].

Barwa Real Estate, 2010, Arabian Business. Available from: . [30 March 2010].

Business Risk, 2010, Invest Words. Available from: [29 March 2010].

Dubai Property Companies Called Merger Off, 2009, Property Wire. Available from: [30 March 2010].

Coefficients reflect to a rate of change in the dependant variable which leads to one point change in dependant variable. For example, coefficient of -0,05 infers small negative influence of this explanatory variable on the dependant variable, while coefficient of 1.5 implies that 1.5 rate growth of this variable will lead to positive growth by one point of the explanatory variable.
The results of the regression model are as follows:

GDP ($, billions)= 568.04 + 16.07*Interest_ate + 1.19*Disposable_Personal_Income -64.75*Personal_Savings_ate + 0.5*Personal_Expenditure_On_Nondurables - 0.26*Personal_Expenditure_On_Durables.

Coefficients

Standard Error

Stat

P-value

Intercept

1.384E-16

Interest rate

4.089E-13

Disposable Personal Income

2.327E-88

Personal Savings ate

5.196E-34

Personal Expenditure Nondurables

1.085E-05

Personal Exp Durables

The result suggest, that autonomous value of the GDP is rather high, or that explanatory variable that has big negative affect on GDP was not included in the model. Interest rate has the biggest positive affect on the GDP, while simple calculation of correlation between these two variables reflect large statistically significant negative correlation of -0.77.But the P. value…...

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References

1) Federal Bank of Reserve of Saint Louis financial system

This aspect of the study were inclusive of works of "economic historians on the development of financial systems" most particularly the "banking systems" worldwide and exactly what the resulting impact will be. (Rousseau & Sylla, 2001) hile the two identified "strands of literature" one dealing with domestic and the other international developments, are no always related to one another" but are however, both elements of the story called financial globalization." Definition of a "Good Financial System" states that there are five key components which are: (1) Sound public finances and public debt management; (2) Stable monetary arrangements; (3) a variety of banks, some with domestic and others with international orientations, and perhaps some with both orientations; (4) a central bank to stabilize domestic finances and manage international financial relations; and: (5) ell-forming security markets."
Impacts of Globalization on National Economies

Impacts on the economies of the world have been stated in…...

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Works Cited

Rousseau, Peter L. And Sylla, Richard (2001) "Financial Systems, Economic Growth and Globalization"

Financial Systems, Economic Growth and Globalization" 2001 Oct 15 Online available at  http://www.nber.org/~confer/2001/globes01/sylla.pdfr.org/~confer/2001/globes01/sylla.pdf 

Bruno, Giovanni S.F. et al. (2003) Measuring the effect of globalization on labor demand elasticity: An empirical application to OECD Countries ISBN 1616-4814. FLOWENLA Discussion Paper 2 available Online at gration.org retrieved from the Internet 26 May 2006http://www.eastwestmi

Gartzke, Erik (2003) War, Peace, and the Invisible Hand: Positive Political Externalities of Economic Globalization International Studies Quarterly Volume 47 Issue 4-Page 561 - December 2003 doi:10.1046/j.0020-8833.2003.00279.x Quan Li21Columbia University, 2 the Pennsylvania State University

financial system trials tribulations starting early 2008. Indicate major reasons contributed financial market's collapse. Please leave a space reason. -College Level paperOrder ID
Five major factors that contributed to the financial market's collapse

eason 1: Historically low interest rates

The first major contributor to the collapse of the worlds' financial markets was the housing bubble. The Federal eserve dropped interest rates to historically levels after the September 11 terrorist attacks and the dot.com bubble burst. This was to generate more spending and borrowing and propel the nation out of recession. Low interest rates encouraged people to buy on credit. Many people took out mortgages, thinking that this was a good time to buy a house, and many others took out mortgages hoping to 'flip' a house, or sell it for more than they paid for it, as they were convinced that it was impossible for housing prices to go down ("The reasons…...

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References

Shah, A. "Global financial crisis." Global Issues. 2010. [May 24, 2011]

 http://www.globalissues.org/article/768/global-financial-crisis 

"The reasons behind the global economic crisis." Fair Loan Rate. 2008.

Financial system serves as the economic backbone of the country. Financial markets provide capital to businesses, and home owners and a safe haven for income. The financial system includes a variety of financial institutions (different types of banks, for example) as well as the central bank, the stock market and other peripheral types of businesses like mutual funds. For individuals, the system provides a safe place for deposits, and access to capital for things like mortgages, college education or cars. For businesses, banks are a critical source of investment capital that is used for expansion. Thus, the financial system allows for our economy to grow, and for consumers to be able to afford to live better. For the economy, it is critical to have a robust financial system. hen the financial system is weakened, as happened in 2008, the results for the economy can be devastating (Levine, 2010). This is…...

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Works Cited:

Reuters. (2013). Bernanke says stress tests make banks more stable. CNBC. Retrieved May 5, 2013 from  http://www.cnbc.com/id/100625500 

Levine, R. (2010). An autopsy of the U.S. financial system. National Bureau of Economic Research. NBER Working Paper No. 15956.

Kuali Financial System is a comprehensive administrative suite designed to incorporate the needs of universities, colleges, commercial firms, and interested organizations that share a common interest of open, modular, and distributed systems in a cheaper, more efficient way. The system is designed to meet the individual needs of each organization that can be implemented for efficiency. The software package contains internal controls that administration can implement for the organizations needs where transactions are input one time and the information is routed to every individual who needs it, including persons who need to approve the transactions, persons who just need to know, and persons who use the information to prepare various reports.
The system can be implemented with administrative controls and features that are unique to the organization. The administrator can dictate in the system the work flow process, internal controls on where information flows, approval mechanisms, including primary and secondary approvals,…...

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Bibliography

The Kuali Financial System: Community-Developed Software for Education. (2010, May). Retrieved from Delta College: http://deltacollege.edu/dept/business/kfs/documents/KFS%2-%20Community%20Developed%20Software%20for%20Education.pdf

Hollamon, A. (2007, Apr 23). Kuali Workflow Arizona. Retrieved from The University of Arizona: http://confluence.arizona.edu/confluence/display/KUALI/What+is+Kuali+Enterprise+Workflow

McNeely, K.T. (2006, Feb). A Flexible Financial System. Retrieved from National Association of College and University Business Offices:  http://nacubo.org/Business_Officer_Magazine/Magazine_Archives/February_2006/A_Flexible_Financial_System.html

Complexities of the U.S. Financial System
The United States financial system has several complexities, and it is impacted by various environmental factors such as the economy and federal regulations. Some of the major components in the U.S. financial system include financial markets and the U.S. Federal eserve. As one of the major elements of the U.S. financial system, financial markets have considerable impacts on the economy, businesses, and individuals. Financial markets can basically be described as platforms where companies in an economy access capital to expand or hedge their risks. Generally, these markets help to efficiently guide the flow of investments and savings in the economy is a manner that promotes the collection of capital and the production of goods and/or services.

The U.S. financial markets have considerable effects on the economy because they provide platforms through which companies generate cash for growth, lessen risks, and investors make money (Amadeo, n.d.). For…...

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References:

Amadeo, K. (n.d.). An Introduction to the Financial Markets. Retrieved January 30, 2014, from  http://useconomy.about.com/od/themarkets/a/capital_markets.htm 

Seabury, C. (2011, September 6). How Interest Rates Affect the U.S. Markets. Retrieved January 30, 2014, from  http://www.investopedia.com/articles/stocks/09/how-interest-rates-affect-markets.asp 

"Supervision and Regulation." (n.d.). The Federal Reserve System: Purposes and Functions.

Retrieved from The Federal Reserve website:  http://www.federalreserve.gov/pf/pdf/pf_5.pdf

Soros
International Currency Markets

How did George Soros make money in the international currency markets? as it something to do with his understanding of the international financial system, or just good luck?

Hungarian-born George Soros started making a name in financial speculation in the late 1960s, when he started investing with his own fund known as the Quantum Fund. Soros's speculations began making big news and he was able to gather a rather large following. The bulk of his fortune came from attacks on major currencies. For example, he was able to off major attacks on the currencies of Great Britain and Italy by speculating against them. Soros would bet against the currencies on the exchange rate market in a big way. The news of Soros's moves would also gather a lot of publicity that furthered his cause. Once the market knew that Soros had bet against these countries then many investors became…...

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Works Cited

Baby Pips. (N.d.). How You Make Money in Forex. Retrieved from Baby Pips:  http://www.babypips.com/school/how-you-make-money-in-forex.html 

Delaney, D. (2008, June 25). Currency Forex Trading. Retrieved from Ezine:  http://ezinearticles.com/?Currency-Forex-Market-Trading-How-Do-People-Make-Money-From-It?&id=2905108

Changing an Organization's Financial System The main reason for changing the financial system was to ensure that the new system could easily be integrated with the other systems within the organization. The current system had created issues when there was an attempt to integrate it with the other systems. The lack of integration had also caused problems with data transfer and importation of data from other systems. Users had complained for a long time regarding the need for integration and this ensured that it would be easy for them to adapt to the new system. With proper buy-in from the users and the management the change was expected to run smoothly. However, it is always vital that the organization be prepared for any resistance from users due to the changes being implemented. Changes bring with them disruption and human beings tend to resist any change. The change being proposed might be…...

Systems Implementation
System Implementations

Describe the company, the business problem the company was addressing with the system implementation, the system chosen to implement, and the company's rationale for selecting the system to solve the problem.

Wal-Mart, a company that enjoys a significant market share in the U.S. food industry, rolled out its multi-phased project. This marked the beginning of implementing the company's long ditched in-house IT systems, which favored their operations with vendors. However, implementation of the SAP system is already raising red flags. This is because the system comes with costly financial works, which have strained the company (Scheck, 2010). While the project was aimed at leading the firm to growth, Wal-Mart recorded a significant sales decline. This was one of the company's worst performance over three decades now, been beaten by new corporations from Germany and South Korea. As local competitors maintained the pace set by Wal-Mart, most customers became culturally…...

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References

Hellens, L, Nielsen, S., Beekhuyzen, J., & Ebrary, Inc. (2008). Qualitative case studies on implementation of enterprise wide systems. Hershey, PA: Idea Group Pub.

Jacobs, A.J. (2012). Information system implementations: Using a leadership quality matrix for success. S.l.: Authorhouse.

Ramachandran, S. (2007). Digital VLSI systems design: A design manual for implementation of projects on FPGAs and ASICs using Verilog. Dordrecht, Netherlands: Springer.

Scheck, D.E. (2010). Implementation project for traffic signal monitor/recorder and analysis system. Athens, Ohio: Dept. Of Industrial & Systems Engineering, Ohio University.

The decision of investing or not here then depends on the personal adversity to risk of each individual investor. The general theory states that each investor should construct a diversified portfolio, which adequately balances high risk-high gain shares with medium or even low rates of risk and gains (Hagin, 2004). New Zealand could then be assimilated with a medium risk-medium gain share, and as such would be perceived as a valuable addition to one's portfolio. In this order of ideas then, the recommendation would be that of investing in the country.
eferences:

Amadeo, K., 2009, An Introduction to the Financial Markets, About, http://useconomy.about.com/od/themarkets/a/capital_markets.htm last accessed on December 17, 2009

Hagin, ., 2004, Investment Management: Portfolio Diversification, isk and Timing -- Fact and Fiction, John Wiley and Sons

Healy, J., 2001, New Zealand Capital Markets, Ministry of Economic Development, http://www.med.govt.nz/upload/18163/healy.pdf last accessed on December 17, 2009

Malkin, B., 2009, Financial Crisis: Australia and New Zealand…...

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References:

Amadeo, K., 2009, An Introduction to the Financial Markets, About,   last accessed on December 17, 2009http://useconomy.about.com/od/themarkets/a/capital_markets.htm 

Hagin, R., 2004, Investment Management: Portfolio Diversification, Risk and Timing -- Fact and Fiction, John Wiley and Sons

Healy, J., 2001, New Zealand Capital Markets, Ministry of Economic Development,   last accessed on December 17, 2009http://www.med.govt.nz/upload/18163/healy.pdf 

Malkin, B., 2009, Financial Crisis: Australia and New Zealand Guarantee All Ban Deposits, The telegraph,   last accessed on December 17, 2009http://www.telegraph.co.uk/finance/financetopics/financialcrisis/3187662/Financial-crisis-Australia-and-New-Zealand-guarantee-all-bank-deposits.html 

Bank of America and Merrill Lynch would have to be separated and Goldman Sachs could no longer be a bank holding company. "Commercial banks would take deposits, manage the nation's payments system, make standard loans and even trade securities for their customers -- just not for themselves. The government, in return, would rescue banks that fail. On the other side of the wall, investment houses would be free to buy and sell securities for their own accounts, borrowing to leverage these trades and thus multiplying the profits, and the risks. Being separated from banks, the investment houses would no longer have access to federally insured deposits to finance this trading. If one failed, the government would supervise an orderly liquidation. None would be too big to fail -- a designation that could arise for a handful of institutions under the administration's proposal" (Uchitelle, "Volcker," 2009).
The Volcker proposal seems sensible,…...

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Works Cited

Dash, Eric. Post-mortems reveal obvious risk at banks. The New York Times.

November 18, 2009. December 5, 2009.

 http://www.nytimes.com/2009/11/19/business/19risk.html 

"Geithner criticizes Wall Street pay." Bloomberg News. December 5, 2009.

1. The potential impact of central bank digital currencies on the future of cryptocurrency
2. The role of blockchain technology in shaping the future of cryptocurrency
3. Regulatory challenges and opportunities in the development of cryptocurrency
4. The future of cryptocurrency adoption and integration into traditional financial systems
5. The evolving relationship between cryptocurrency and privacy concerns
6. The environmental impact of cryptocurrency mining and sustainable solutions for the future
7. The future of cryptocurrency in global financial markets and economic systems
8. The potential for cryptocurrency to disrupt traditional industries and create new economic opportunities
9. The role of decentralized finance (DeFi) in shaping the future of....

1. The impact of social media sentiment on cryptocurrency prices
2. The role of government regulation in shaping the crypto market
3. Cryptocurrency adoption in developing countries
4. The potential for decentralized finance (DeFi) to revolutionize traditional financial systems
5. Cryptocurrency market manipulation and its implications
6. The environmental implications of cryptocurrency mining
7. The future of stablecoins and their role in the crypto market
8. The rise of non-fungible tokens (NFTs) and their impact on the art market
9. The influence of institutional investors on the cryptocurrency market
10. The challenges and opportunities for mainstream adoption of cryptocurrencies
11. The psychological factors influencing investor behavior in the crypto market
12.....

## Crypto Market Dynamics and Emerging Trends

### 1. Decentralized Finance (DeFi)

- Growth and Innovation: DeFi protocols offer a range of financial services, such as lending, borrowing, and trading, without the need for intermediaries.
- New Tokenomics: DeFi introduces innovative token designs that reward liquidity providers and community members.
- Interoperability: Cross-chain bridges allow users to transfer assets across different blockchains, facilitating DeFi activities.

### 2. Non-Fungible Tokens (NFTs)

- Digital Collectibles and Art: NFTs represent unique and verifiable digital assets, enabling the ownership and trading of digital art, collectibles, and other items.
- New Markets: NFTs create new markets for digital creators, artists, and collectors.
-....

Thesis Statement: The Founding Fathers of the United States were a remarkable group of individuals who, despite their diverse backgrounds and often conflicting views, came together to create a new nation based on the principles of liberty, equality, and self-government. Their vision and determination laid the foundation for a vibrant and enduring democracy that has served as a model for countless nations around the world.

Introduction:

The Founding Fathers of the United States were a diverse group of individuals who came from different backgrounds, had different experiences, and held different beliefs. However, they shared a common goal: to create a new nation....