¶ … Texas Department of Insurance illustrates why and when the Texas Department of Insurance was formed and how much it has accomplished since the time it was established. This paper highlights the number of people employed by the TDI, their annual budget and their board of governors.
The Texas Department Of Insurance
The prime purpose of the Texas Department of Insurance is to efficiently manage files on all the insurance carriers in Texas. These files are categorized by their respective types and region and are provided to other school districts upon request. The Texas Department of Insurance is divided in such a way that each group governs each insurance type. "For example, property and casualty, life and health, and workers' compensation are each separate departments with teams of experts capable of answering inquiries and complaints about each of those specific types of insurance" (Texas Comptroller Of Public Accounts, Purchase School District Insurance Through Cooperative Agreements). The exact date of formation of the Texas Department of Insurance is unknown. However, it is believed that the respective department dates all the way back to the time when Mark Twain published his award winning novel, "The Adventures of Tom Sawyer," i.e. 1876.
During the same year of its formation and through the constitution of Texas the official office of the Insurance Commissioner was established. The prime purpose of the Texas Department of Insurance was to properly regulate the insurance business in Texas. Before the formation of the Texas Department of Insurance either other states or other countries managed many of the insurance businesses in Texas. According to statistics, "out of 61 companies doing business in Texas in 1874, only four were domestic" (Texas...
Insurance Fraud After tax evasion, insurance fraud is considered the highest-ranked among white-collar crimes. The original concept of insurance, as a for-profit endeavor, was to collect funds from a large number of people to pay for damages and accidents that involved a small percentage of the population that paid premiums. Insurance fraud is an ever-growing problem. Solving or eliminating this problem requires the resources and knowledge of individuals or associations with
Barriers to provision of healthcare in rural areas include "provider shortages and infrastructure issues." (Hearne, et al. 2004) Obesity related costs are inclusive of both direct and indirect costs which include 'medical costs and lost productivity' in excess of $117 billion each year. (estimates of U.S. Department of Health and Human Services; as cited in Hearne, 2004) in fact, obesity is accounted for approximately $75 billion in medical expenses in
S. Vital Statistics - Births (1931-1968) - Interactive Index)(Resident Births and Deaths, 1942-2004). (Texas Population Projections Program). Migration Texas has steadily grown in population due to the lure of the economic opportunities in the state, religious affiliations at a socio-cultural level, and general cultural phenomena of individuality, which is a theme embraced by citizens of the state. Additionally, border issues with Mexico have regularly been an issue with illegal border migration into
Since then, life expectancy has increased dramatically. "For the first time, U.S. life expectancy has surpassed 78 years," (CBS News). In 2006, Texas was ranked 30th out of the 50 states with an average life expectancy of 76.7 years (BusinessWeek). According to a recent article by the Associated Press on KBTX.com, there are some Texas counties that have a higher life expectancy than others. Hidalgo and Cameron counties, which are primarily
Texas Governor: An Evaluation of Powers George W. Bush, the 46th governor of the State of Texas, once termed it "the best job in the world" despite the fact that, of the fifty governors in the United States, they hold the least constitutional powers. This limitation of powers came about due to perceived abuses of power by Governor E.J. Davis during Reconstruction, which necessitated the Texas constitution to support a weak
High Insurance Portability Health Insurance Portability & Accountability Act Some hope was given for the current legal environment to become better defined for health-care providers when Health Insurance Portability & Accountability Act (HIPAA) was passed by the in 1996. As previously mentioned, HIPAA is a monumental act that attempts to address and incorporate all three issues-- privacy, confidentiality, and security within one law. When HIPAA was passed, many applauded the portability aspects
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