Superior Court
In business law, one of the ways that disputes are resolved is through going to court and presenting evidence to the judge about each party's position. They will render a verdict and award a judgment based upon case precedent and their interpretation of the law. To fully understand what is taking place requires carefully examining one case that is occurring. This is accomplished by: studying the citation of the case, facts, issues, the court's decision and legal reasoning. Together, these elements will highlight how this is affecting the way various statutes is interpreted and how the rule of law is enforced.
Citation of the case: The court case took place in Maricopa County Superior Court in Maricopa County, Arizona. The name of the case that was decided is Moray vs. Toyota Financial Services. Its case number is CV2012-097376. The time of the hearing took place at 10:30 AM on June 14, 2013. The people who were in the court room include: the judge (Mark Aceto), the lawyer for the plaintiff (John Ragsdale), the plaintiff (Joseph Moray), the representatives for Toyota Financial Services (Phil Navarro) and council for the defendant (Emily Cates). Moreover, the witnesses were present for the plaintiff / defendant, the bailiff and the court reporter. (Moray vs. Toyota Financial Services, personal communication, June 14, 2013)
Facts: The facts of the case are based upon a complaint made by Joseph Moray. He claims that Toyota Financial Services deceived him by not fully disclosing to him all of the pertinent information surrounding a 2010 Toyota Camry that was purchased at a local dealership. When he agreed to the contract, he stated that it was his responsibility to make all of the payments on time and to ensure that the vehicle has full coverage. This is designed to make certain that the lender is protected from significant losses in the event that the vehicle is stolen or damaged (while he is paying off of the loan). (Moray vs. Toyota Financial Services, personal communication, June 14, 2013)
After a year, he was unemployed and decided...
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