Social Security and Healthcare
In the United States, Social Security, along with private pensions and personal savings, form the traditional "three legged stool" of economic security for elderly and retired Americans. Already, many problems are emerging both the inadequacies of this system to provide for a person's needs. Similarly, there are also problems regarding the infusion of and generating funds for Social Security.
In the recent years, a fourth component has emerged as a necessary factor to human well being - health coverage. The growing need for health coverage not just among retired people but across the board as well are further taxing an already overburdened social insurance system.
This paper focuses on the problems of the current social insurance system with regards to providing comprehensive healthcare for all Americans.
It examines the need to incorporate healthcare not just for retired persons, but also for poor families whose needs may be as great. It then evaluates various solutions and restructuring plans being proposed to "save" Social Security.
Current orientation of Social Security
In the beginning, the social insurance system of the United States signed into law by President Franklin Delano Roosevelt in 1935 was a government-administrated pension plan. A fund would be established to cover the promises of pensions made to the current workers. Because of this, there would also be a long delay before any significant benefits would be paid (Scheiber and Shoven 1999).
By 1938, however, numerous amendments had changed this initial orientation.
The Social Security system was converted into an unfounded plan by liberals who were committed to alleviating the current poverty problems among the elderly. On the other hand, conservatives also supported the change, wary that Roosevelt's fund would lead to greater...
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