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Purchasing Personal Real Estate Essay

¶ … Purchasing Personal Real Estate Real property or real estate is legally defined as land, together with the buildings situated upon it (Find Lawyer, 2015). A more comprehensive definition of the term is property, comprising of land together with the buildings situated on it, as well as natural resources like water, crops, or mineral; immobile things of this sort; a vested interest in the land; and, in general, housing or buildings. It further covers the real estate business, which denotes the business of buying, renting, or selling, land, housing or buildings (OED, 2015). This essay will address the residential property purchasing process for first-time buyers.

Making the Right Choices

The activity of selling or purchasing a home may prove rather time-consuming and complicated. Even prior to making major decisions with regard to which land one should purchase, which housing loan one should choose, or which real estate agent one should engage while selling one's home, one needs to make other crucial decisions. A real estate buyer/seller/leaser will more likely end up making the perfect choice and escape costly errors in judgment by undertaking thorough research.

Real estate customers must have a clear idea of what they're looking for This process can be begun by listing out all the main features a buy desires in his/her property. A second list should be composed, of desired features, which aren't absolutely essential, for factoring into the decision making process when a real estate buyer finds these features in any affordable property.

Dealing with an estate agent

Though real estate clients are authorized to directly...

There are laws that regulate agents' conduct and licensing. The laws forbid any unethical business practices in the form of misrepresentations concerning any piece of property, including its location, price, dummy bidding practices at real estate auctions, and size (Consumer Affairs Victoria, 2012).
Finance

Purchasing a piece of property represents a major, continuous financial commitment. Buyers need to take time out to work out precisely what they desire, at an affordable price. Buyers' finances should be in order prior to commencing their search for the right property. Support can be enlisted by buyers for ensuring they are making smart choices with regard to their personal finance.

Selecting a lender

The processes of selecting the appropriate home loan and selecting the right piece of property are equally crucial. Researching and getting a grasp of the market for home loans will aid buyers in selecting the best loan.

The major lenders of home loans include:

• Banks

• Credit unions

• Building societies

Mortgage brokers work on lenders' behalf.

Price misrepresentation -- under-quoting and over-quoting

The act of intentional overstating of approximate selling price for encouraging a real estate seller to hire a specific agent is called over-quoting. Misleading sellers or potential sellers with regard to projected selling price is an illegal practice.

Agents' advertising or advising…

Sources used in this document:
References

Consumer Affairs Victoria. (2012). Real estate: A guide for buyers and sellers. Melbourne: Consumer Affairs Victoria.

Find Lawyer. (2015, December 12). What is Real Estate and Real Property Law? Retrieved from Find Lawyer: http://hirealawyer.findlaw.com/choosing-the-right-lawyer/real-estate-and-real-property-law.html

OED. (2015, December 12). Real estate. Retrieved from Oxford English Dictionary online: http://www.oed.com/
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