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Personal Financial Management During A Research Paper

Finally, anybody hoping to conserve money in a recession must avoid spontaneous expenses, whether at the grocery store or the mall. Purchases should always reflect what one actually needs and never spontaneous impulses to buy anything for which the consumer did not already have a conscious need in advance. Purchasing milk at the grocery store after forgetting to list it is one thing; purchasing a new pair of shoes at the mall "because they were on sale" when one already has a closet full of shoes at home is quite another matter.

Sources Consulted

Clark, K., Gibbs, L., and Poppick, S. "Three reasons to LOVE the slowdown." (28 Sep

2011). Retrieved from CNN Money Magazine at:

http://money.cnn.com/2011/09/28/news/economy/recession_opportunities.money...

"Five Ways to Prepare for a Double Dip." (20 Sep 2011). Retrieved from Time Moneyland at:http://moneyland.time.com/2011/09/20/5-ways-to-prepare-
for-a-double-dip/#ixzz1fKCvSd1e

Nance-Ash, S. "New Freshman 15: Financial Tips for College Students." (1 Aug 2011).

Retrieved from: http://www.dailyfinance.com/2011/08/01/the-new-freshman-15-

financial-tips-for-college-students/

Reeves, S. "Personal Finance: 13 Financial Tips for College Kids." (30 Aug 2004).

Retrieved from Forbes.com at:

http://www.forbes.com/2004/08/30/cx_sr_0830collegekids.html

Sources used in this document:
Sources Consulted

Clark, K., Gibbs, L., and Poppick, S. "Three reasons to LOVE the slowdown." (28 Sep

2011). Retrieved from CNN Money Magazine at:

http://money.cnn.com/2011/09/28/news/economy/recession_opportunities.money mag/index.htm

Kadlec, D. "Five Ways to Prepare for a Double Dip." (20 Sep 2011). Retrieved from Time Moneyland at:http://moneyland.time.com/2011/09/20/5-ways-to-prepare-
Retrieved from: http://www.dailyfinance.com/2011/08/01/the-new-freshman-15-
http://www.forbes.com/2004/08/30/cx_sr_0830collegekids.html
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