College Students Need Personal Finance Education Often, the twenty-first century is referred to as the "Information Age." With a few keystrokes, a large percentage of individuals on the planet is able to access incalculably large databases containing the sum of human knowledge. No longer do students have to toil for hours in paper-based libraries to complete research; most research can be attained in the home via the Internet. Furthermore, individuals can

Finally, anybody hoping to conserve money in a recession must avoid spontaneous expenses, whether at the grocery store or the mall. Purchases should always reflect what one actually needs and never spontaneous impulses to buy anything for which the consumer did not already have a conscious need in advance. Purchasing milk at the grocery store after forgetting to list it is one thing; purchasing a new pair of shoes at

Healthcare Finance What are the four sources of long-term debt financing? What are the five characteristics of long-term debt financing? Long-term debt is employed to finance business investments that have lengthier payback periods. There are four sources of long-term debt financing, which include: term loans, bonds, hire purchase and debentures. There are different features of long-term debt financing. One of the characteristics is that long-term debt typically has a greater principal balance

Healthcare Finance What are the four sources of long-term debt financing? What are the five characteristics of long-term debt financing? Long-term debt is employed to finance business investments that have lengthier payback periods. There are four sources of long-term debt financing, which include: term loans, bonds, hire purchase and debentures. There are different features of long-term debt financing. One of the characteristics is that long-term debt typically has a greater principal balance

PERSONAL & ORGANIZATIONAL ETHICS Personal and Organizational Ethics Values for, for-Profit and Non-Profit Organizations Ethics is a requirement of the society to both individuals and organizations. Ethics are applied to business and personal behaviors, and are used to determine how companies and individuals abide to policies. To indicate the application of ethical principles in organizations, an analysis is carried out of For-Profit and Non-For-Profit organizations, in this case Bank of America and

Personal Bankruptcy The context of challenging economic times has resulted in sharp increases in the rates of personal bankruptcies filed in the United States (Athreya, 2004). Personal bankruptcy happens when individuals use credit to obtain assets which they are not able to fully pay for because of growing debts due to interest. Interestingly, households generally tend to increase their holdings of debt relative to income, meaning that as household income increases,