According to the United States' Government's Medicare program, coverage of nursing home care is offered only on a limited basis. In order to be eligible, the Medicare must only receive services from a Medicare-approved facility, and must have a "qualifying hospital stay" just before entering the nursing home; this stay is generally three days or longer ("Nursing Homes: Paying for Care"). In light of these potential medical costs, one must be careful when advising this couple. The goal of retirement is to allow them to maintain their quality of life, but their quality of life is not maintained if they are constantly sick or worrying about their health. The father's skepticism about taking out a policy that would cover nursing homes or home nursing services is warranted. First of all, no one wants to think about the time when they will no longer be able to take care of him or herself, and second of all, with a large nest egg, income, and insurance, the father is not alone in assuming that he would be covered. Because both parents are already suffering from adverse health conditions, investing in long-term care insurance is advisable. Medicare may not cover long-term care residence if certain conditions are not met, and assessing those conditions from state to state can sometimes be difficult. Furthermore, filing paperwork and making claims is notoriously difficult with government insurance. By purchasing long-term care insurance, this couple and their families will be able to choose any nursing home facility that they would like, not just those that are covered by Medicare. Although living in a nursing home does not allow older Americans to live up to their standard of...
Eating healthy, consulting a physician, and practicing health living can still result in greater energy and lower instances of medical problems. Also, the looming prospect of medical expenses does not necessarily mean the couple cannot live the life of retirement that they've always dreamed of. Instead, they must simply practice frugality, spending within their $40,000, refraining from risky investments, and saving as much as they can. By incorporating these methods and advice, this couple will be able to live a full retirement life.
Interview No. 3 - "Bill" (age 54 years): The interview with Bill took place immediately following the conclusion of the interview with Anne who left the dining room after being thanked for her participation and the refreshments. Bill is a semi-retired disabled veteran of the U.S. Air Force with Vietnam-era service; he continues to work part-time as a pizza delivery driver. Because the couple's ownership of a shared computer with high-speed
In all his works, Tolstoy does not lose his sense of reality and only rarely does he veer off the path of his own experience. There is simply no evidence of sentimentality or staginess in any of his works. In seeking to guide and reinforce the reader's understanding of his texts, Tolstoy also makes use of a variety of literary devices. In this case, I will mention just two of
He knew his father wouldn't approve. In "What I Wouldn't Do," the narrator tells of a whole string of "drifter" jobs, which occupy her until she moves on to another. The jobs are quite different one from the other. She doesn't seem to hate these jobs, nor does she love them either. She gets what she can out of them. For example, she says, "Cleaning houses was fine, dusting the
Wood indicates that "everyone has different motivations and aspirations that they wish to achieve in their life. Work-life balance is about adjustments that can be made to working patterns to enable people to combine work with the other facets of their life. Bratton and Gold (2003: 105) de-ne work-life balance as, 'the relationship between the institutional and cultural times and spaces of work and non-work in societies where income
Work Satisfaction Nothing is really work," states an old adage, "unless you would rather be doing something else." In today's times of economic uncertainty, rapid employee turnover and more trade union disputes, the issue of worker satisfaction has become even more important. In addition to salary, many workers point to the need for a good quality of worker life. They need to feel that their personal needs are being met in their
Life Styles Inventory (LSI) is designed to provide individuals with timely feedback concerning ways that their personal and professional lives can be changed for the better. Using a series of "styles" to measure various aspects of life, the LSI can provide some startling accurate results when respondents are honest and forthright in their responses. This paper provides a summary and analysis of the results of the administration of the LSI
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