I. Subject/Topic: Curriculum area. What will be taught in this lesson? The lesson to be taught will be finance and investment. This is an ecological topic as individuals within society will be forced to use finance and investment at some point within their life cycle. Credit Cards, Student Loans, Mortgages, Saving Accounts, Checking Accounts, Retirement Accounts, Annuities, and 401k, all have a basis in finance. Those will special needs are often victimized by professional money managers who are looking to generate fees at the expense of their client. This course is designed to equip special needs children with the basis financial aspects that will help their navigate in the future. This is important as money is unemotional. It does not choose who will be rich and who will be poor. It is only individual actions that determine such outcomes. By teaching the basics of finance and investment, the aim is to equip special needs children with the foundation to pursue their goals. This could mean creating a company or investing in a particular stock that they like. All of which will help mitigate the debilitating aspects of society on those with special needs. It will also help students become better informed so that they will not be taken advantage of by unethical money managers or people looking to use the child’s disability to their advantage. The grade level will be middle school to high school level. The children will need to have a basis understanding of adding, subtracting, multiplication and division. No other pre-requisites are required.

II. Rationale/Purpose; Why should students learn this material? What is the value to the student? What misconception about the goal conception is being addressed?

Students should learn this material as their entire life is predicated on knowing the basics of finance. No matter what an individual’s circumstances are, they will be forced to make an economic decision over the course of their life. Examples include financing a car, buying a house, student loans, stock investment, personal lines of credit, credit cards...

It is important for students to have a foundation grounding in basis financial principles so that they can make better informed decisions.
It is a common misconception that finance is “difficult” or “Esoteric.” It is believed that only the very smart among the general population can ever hope of mastering the concepts of finance. This is entirely not true. Finance utilized basis principles of adding, subtracting, multiplication, and division. The only difference is the application of these principles to businesses and companies as oppose to simply doing problems that have no benefit to the student.

Let’s be honest; many special education courses don’t help the student address real life situations or problems they will face in adulthood. It is always assumed that a parent, a sibling, or an advisor will be around to address the needs of the student. What happens when this is not the case? What happens if a person who is a close confidant, is looking to enrich themselves at the expense of the student. This, by no means is rare. In fact, we have seen multiple instances of special needs children being used for the benefit of others (Booth,...…benefits of very basic investment options

3. Math tables so students can easily identify and calculate various outcomes

4. Resource list so students can research on their own time

5. Contact list for student who would like to get more information or utilize services in the future

VII. Plans for Individual Differences; How will the lesson be adapted to meet the individual needs of various students in the class?

Pacing will be used to address individual differences in the class. The course will be designed to be slow paced. In addition, a prerequisite for the class will be a basic understanding of adding, subtraction, multiplication and division. Students will not be admitted if they don’t adhere to these standards. In addition, we will be utilized group work so students can properly learn from each other at their own pace. The idea of the course is to teach real world problems and solutions. Therefore, it is imperative that each student understands the implications of their decisions at their own pace. Through heavy use of group activities, the aim will be to arrive a mutually beneficial solutions for each student.

VIII. Evaluation: How will students' progress based on objectives be determined?

Progress will be determined on the student’s ability to identify the pros and cons of specific actions. We will not utilize standardized testing, but instead based progress on the students overall understanding of the concepts. Here, we want students to be focused on their decision-making ability as oppose to learning something simply to pass a test

IX. A References section should include complete references for all sources you use…