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Insurance Minimizing Net Claims Payments Term Paper

So, with these very expensive claims related costs, it is essential that carriers surrogate as many of these costs as possible and because of the inherent relation to the claims process, claims management offices and functions should be fully responsible for investigating and implementing the subrogation process. Claims managers have the authority to oversee settlements and to point claims adjusters in the right direction for initiating any necessary investigations in regard to subrogation. Conclusion

In conclusion, this report aimed to discuss how to minimize net claims payments through the process of pursuing subrogated...

The objective of the report was to provide insights into why it is critical for carriers to understand the inherent costs of business fire claims including the ever expensive business interruption principles of subrogation. It must be emphasized that the responsibility of claims management be responsible to pursue these potential cost redemption opportunities because the claims function is in the best position in the realm of carriers to institute the necessary policies and procedures for the subrogation process.
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