financial impact vulnerable population. Consider: o the impact age groups, ethnicity, gender, socioeconomic education level o Health illness trends, disease morbidity mortality population o Health care service, acute care, long-term care, nursing home, home health, hospice • Description funding assist population. Vulnerable populations The terms vulnerable populations refers to the groups of people who are not properly integrated into the health care system as a result of their cultural, geographic, ethnic,

Population The accessibility and affordability of medical care is significantly promoted and influenced by health insurance since it protects against risks of costly and unexpected medical events. However, many underinsured Americans i.e. both the uninsured and those with inadequate health coverage experience difficulties in acquiring and paying for care services. Consequently, the plight of this population has become a major aspect for the national health care reform throughout the country.

Uninsured | Healthcare The Uninsured in the United States According to Newport and Mendez (2009) about 17.3% of the American population does not have health insurance. The uninsured are seen in families that work. Studies show that 51% of the families have a working household head that are employed full-time and worked for a full year. These uninsured groups work in firms where insurance coverage is not available, dependant coverage is not available,

Another factor, which increases the number of working uninsured, is the increase of healthcare costs. According to the Kaiser Family Foundation, employees costs have risen by 47% and employers have seen a 20% increase. The employee's higher percentage can be attributed to the fact that employers are shifting some of the increased costs to the employee through higher deductibles and increase co-payments. The U.S. government, at both the state and

Health Disparities of Uninsured Statistics show that approximately 47 million of America's population lacks medical coverage, and another 38 million has inadequate health insurance. What these statistics imply is that one-third of Americans are insecure and unsure about whether they would afford healthcare if they fell sick or needed medical help today. The State of Texas tops the list, with an uninsured population of approximately 8 million, representing 25.1% of the

Polls examining public support of the bill and specifically the public healthcare option vary significantly. With regard to physicians, the New England Journal of Medicine surveyed over six thousand medical doctors and found there was a majority in favor of federally provided public healthcare insurance (Keyhani & Federman). Other polls have suggested an opposition to the public option (Marmor). The public option would provide an affordable alternative to the current