Health Care Disparities Race Related
Healthcare disparities
Serial number
Socioeconomic status and health
Correlation between socioeconomic status and race
Health insurance and health
Who are the uninsured people?
Causes of health care disparities
Suggestions for better health care system
The latest studies have shown that in spite of the steady developments in the overall health of the United States, racial and ethnic minorities still experience an inferior quality of health services and are less likely to receive routine medical testing which contributes to disease and even death. This research paper will seek to answer the question as to why there is race related disparity in health care and what we can do to improve the health care for those affected due to their race.
Health Care Disparities Race Related
Research Methodology:
A comprehensive survey was conducted in both public and private sector of the United States health care system in order to examine the public opinion about the racial disparities in the system. In addition to that some secondary data including books, websites, journals etcetera was also used.
Introduction and Background:
The United States health care system has been subjected to immense debate. There are people who argue that United States of America has got the best health care system in the world. They support their argument by pointing to the free availability of medical care and availability of advanced technology and facilities. While there are other people who say that the United States health care system is quite inefficient as compared to the massive expenditures that the government makes on it. They argue that despite this massive expenditure the United States health care system suffers from inefficiency and dissatisfactory quality.
Both the private and the public insurers are present in the United States health care system. But what makes the U.S. health care system different from the health care systems of other countries of the world is the influence of private sector over the public sector. In the year 2003, private employer sponsored medical insurance was given to the 62% of the non-elderly U.S. citizens whereas; the private non-grouped or individual medical insurance was purchased by 5% of non-elderly citizens. Public sector medical insurance was provided to 15% of the non-elderly citizens however 18% of the citizens were not insured. Elderly citizens of age 65 and over are periodically insured by public insurers such as Medicaid. (Chua, 2006)
The public sector includes the following programs:
Medicare: It is a federal program. Individuals who age 65 and over are covered by it. Medicare also covers certain individuals who are disabled.
Medicaid: This program is directed towards disabled and low income citizens. According to the law of the State insurance should be provided to low income pregnant women, disabled citizens and elderly people. Medicaid does not cover adults with no children.
The State Children's Health Insurance Program: this program was enforced in 1997 to cover the children whose family does not qualify for Medicaid but due to low income they cannot afford private insurers.
Veteran's Administration: It covers the military officials. It is financed by government's tax income and provides quite affordable services to the veterans of the military. These services are provided in military hospitals and clinics. (Chua, 2006)
The private sector of the United States health care system consists of the following programs:
Employer-sponsored insurance: It is the most basic kind of insurance where the employers provide health care facilities to the employees as a part of their benefits or salary plan.
Private non-group or individual insurance: This program covers the individuals who are indulged in their own business, retired citizens and the officials or employees who are not insured by their organizations or employers. (Chua, 2006)
The public sector of the United States health care system is mostly financed by the tax earnings of the government. In private sector, for employer based insurance employers pay most of the premiums and the remainder is then funded by the employees and in individual insurance all of the premiums are paid by the individual who is being covered by the insurance.
The Population of United States of America:
About one third of the population...
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