Universal Health Care
At least once a week news shows do segments about the rising cost of health care in America. There was a time when those who did not have insurance were those who did not work and they were provided with health care through the welfare system in many states. In recent years that has changed, and there are currently millions of Americans who are uninsured or underinsured for their health care needs. For those who do have insurance the cost of premiums or the co-pay percentages are cost prohibitive. Each week the Americans are showcased on the news shows who have terminal illnesses and cannot get coverage to pay for their care. The shows include those who work and have insurance, those who work and don't have insurance and those who don't work.
Regardless of personal circumstance today, Americans who are not among the elite and wealthy are facing a health care crisis of epidemic proportions. From the beginning of the crisis Americans have demanded the government use its influence to correct the crisis. Politicians nationwide use the health care crisis to promote their campaigns. During campaign times politicians spout their concern for the millions of struggling Americans, and promise once they are elected they will work diligently to correct the situation.
Once they are elected however, it never comes to pass. Various presidents have discussed the health care crisis with promises to work until all Americans have coverage with little success to date. One of the solutions that has been proposed through many channels is universal health care. Achieving true universal health care could end the troubles for the millions of Americans who are not adequately covered. While advocates promote the design and implementation of a universal health care policy, they agree it will take intervention on the federal government level to be successful.
The rising cost of health care is being passed on to the consumer. Workers around the nation are paying thousands per year in premiums, then having deductibles and on top of that having to pay co-pays that are often 20% of the bill. The national health care crisis has gotten out of control according to those who seek to change it. Recently there were 38 different health care reform bills pending in different legislative houses. There are thousands of health care plans and equally as many ways that those plans are implemented (We, 1994).
Currently hospitals and doctor offices are swamped with the need to submit bills to insurance companies, keep track of the payments and try and handle it all within a time frame that keeps the consumer happy. It is a tense situation at best.
Because of the growing public outcry for changes in the delivery and cost of health care in the United States several groups have begun to propose a universal health care plan. A universal health care plan would eliminate many of the problems that the current system faces (We, 1994).
Before one can begin to understand how the government could implement a universal health care policy it is necessary to understand what a universal health care policy would entail (We, 1994).
A universal health care system in short is a health care system that is delivered equally across the board regardless of one's economic, career, or social standing in the nation. Whatever health care plan that was administered through Americans work, state, or family availability would be standard regardless of the cost to implement the services that were required. A universal health care plan would mean that there would be only one plan that would be available to everyone who lived in the nation. The universal health care plan would be different than socialized medicine. Socialized medicine is the only health care plan available in Canada and it is paid for by the Canadian government (We, 1994).
It allows for every Canadian resident to receive medical care at no cost to them. A universal health care plan would not be fully subsidized by the government though it might become necessary for the government to pick up part of the cost. For a true universal health care plan to work however the government would have to be the overseer of its implementation and the collection of funds to pay for its existence and delivery. This would mean that each person would contribute financially to the total nation plan.
This could be accomplished with a formula that would include everyone based on region, sliding scales, income, and other circumstances (We, 1994). " A universal health care plan would provide equal access to all health care facilities, doctors and other needs to everyone.
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