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The Global Recession Ten Years Later Essay

1. Briefly describe central banks’ response to global financial crisis. When recessions and other economic problems strike, one of the main responses that is seen from the economies involved is a lowering of interest rates. Indeed, the governments make money cheaper for banks to borrow so that it spurs investment and growth. This, in turn, tends to help support or grow economies. There is also the use of quantitative easing and the issuing of bonds.

2. What is quantitative easing and what securities are used in the programs in the US, EU, Japan?

The ostensible inefficacy, at least on its own, of lowering interest rates and issuing bonds has led to the use of quantitative easing by countries like the United States and the European Union. Indeed, it is a way for a government to “pump money” into an economy. This happens when a government buys government bonds and other securities with cash that did not exist before. Indeed, the cash is solely electronic in nature but it does serve the purpose of swelling bank reserves. Like the lowering of interest rates, this is supposed to spur the banks to lend out more and more money to its customers (The Economist).

3. What is the intent behind negative interest rates in...

Indeed, there is usually a cost associated with borrowing money. However, the negative rates in some countries mean that the central banks are paying the lower financial institutions to borrow money. The practice is losing its efficacy due to the aforementioned quantitative easing that is also in play in the global economy. It is to the point that bonds will have negative yields. However, even these negative yields are seen as attractive because there is often no other viable option to choose.
4. What makes interest rates go negative? (How are negative interest rates achieved?)

Negative interest rates are when target interest rates are configured with a negative value. This is obviously below the supposed limit of there being no interest (zero percent) (Forelle).

5. What are the effects of negative interest rates thus far? Are the observed effects in line with original expectations? What are the concerns among economists regarding negative/low interest rates?

However, it also has the effect of weakening the currency. This leads some investors to seeking out more valuable currencies in other countries. Regardless, there…

Sources used in this document:

Works Cited

Cheng, Evelyn. "ECB's Mario Draghi Says Global Recovery Is Firming Up, Euro Climbs."

CNBC. N.p., 2017. Web. 12 Sept. 2017.

Forelle, Charles. "Everything You Need To Know About Negative Rates." WSJ. N.p., 2016.

Web. 10 Sept. 2017.

Nixon, Simon. "Ten Years Later, Younger Workers Still Endure Costs Of The Crisis." WSJ. n.p.,

2017. Web. 10 Sept. 2017.

Rosenthal, Rachel, and Suryatapa Bhattacharya. "Bank Of Japan Risk: Running Out Of Bonds

To Buy." WSJ. N.p., 2017. Web. 10 Sept. 2017.

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