¶ … Code §70.41.250
The RCW 70.41.250 is a law that provides cost disclosure to health care providers. It is a state law that offers some control over the spiraling expenses of health care by creating transparency within hospital and medical bills (Wash. State, 2016). Made to ensure health care providers provide only necessary services and reduce inflationary rates, RCW 70.41.250 also gives the option for a health care provider or physician to inform patients of such expenses to further increase transparency and perhaps fuel a more communicative provider-patient relationship.
A hospital's chief executive officer licensed under this chapter as well as superintendents of state hospitals must maintain and establish a procedure for releasing to health care providers and physicians that have admitting privileges the expenses of all ordered health care services for their patients. This includes copies of hospital charges if they make orders for inpatient/outpatient services. The health care provider and/or physician has the option of informing patients of said charges as well as explicitly review them. Directives are given to hospitals to examine strategies for making daily charges accessible to any prescribing physician through the utilization of computerized information and/or interactive software. This allows the review the expenses of past and present services and also future contemplated charges for additional therapeutic medications and diagnostic studies.
3. The ethical principles here concern fairness and transparency. Hospitals in Washington before the passing of this legislature could charge inflated prices for services, and order extraneous services without worrying about revealing the prices for each service. This led to increasing higher prices for medical services and higher costs for insurance companies. By passing this law, hospitals and other medical facilities in Washington have to disclose how much each service is and physicians and other health care providers must choose what is needed versus what they can make the most money from. It also gave the option to physicians and other health care providers to discuss with patients the costs of each procedure, reducing potential medical costs.
4. There are three scenarios that may cause conflict between ethical and law considerations. The first one is if a cancer patient is made aware of how much a procedure will cost. A physician may want to notify the patient of the expenses of chemotherapy because he/she has the option to do so under said law, however the patient may reject the treatment if the costs seem too high. A second scenario is when a physician attempts to diagnose an ailment. The physician will need to perform multiple tests and may have to take the patient through several X-rays or scans and if the patient is made aware of the costs, the patient may opt out of it, resulting in potentially hazardous results. The hospital may feel a patient really needs a certain procedure and may not want to divulge the price of the procedure to the insurance company for fear of the being denied.
5. The law affects hospitals like the University of Washington Medical Center because they will have to disclose information concerning medical charges. Providers will have to provide itemized lists of each charge. Patients will be made more aware of the medical costs even if the medical providers do not discuss with the expenses, the insurance company will. And Administrators will have to enforce the new policy safeguarding the transparency that the law provides.
6. The hospital has to reduce extraneous services. If a test or procedure is not needed, they need to not order it. They need to educate staff on providing efficient service. They also have to provide clear and itemized lists of expenses to insurance companies changing their billing procedures.
The Patient Protection and Affordable Care Act (PPACA)
1. PPACA is a federal law enacted and signed by President Barack Obama March 23, 2010. 2. "Obamacare" ensures everyone in the United States has health insurance. If they do not have health insurance, Americans will be penalized a fee of $600 (Grass, 2013, p. 3). This law provides Americans with affordable options to health insurance while also encouraging hospitals and other medical facilities to reduce costs and promote higher quality health care. The act places emphasis on preventative medicine and introduced mechanisms like insurance exchanges, mandates, and subsidies. With new minimum standards, insurance companies had to accept all applicants...
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