As the same time, I would connect this to the more general nature of America's economy, political culture and socioeconomic hierarchy. The healthcare industry's monetarily-based exclusivity is consistent with most other aspects of public life in America such as the distribution public services, access to education and infrastructural maintenance. The way that Americans experience all of these things is highly subject to socioeconomic status. That said, I would explain quite simply that this constitutes one of the single greatest flaws in American public governance.
Indeed, the problem of a lack of insurance for many is related to the problem of the cost of healthcare. So confirms the article by Consumer Reports (CR) (2008), which finds that "health-insurance premiums have grown faster than inflation or workers' earnings over the past decade, in parallel with the equally rapid rise in overall health costs. Industry spending on administrative and marketing costs, plus profits, consumes 12% of private-insurance premiums." (CR, 1) This reiterates a case stated with reference to question 1 as well, which is that the undue imposition of costs by the healthcare industry -- a reflection of a free-market industry with little to no regulatory oversight -- has negatively impacted the accessibility and quality of healthcare for many of the poorest users.
As with many private industries operating within the United States, the healthcare industry promotes a system within which wealthy corporate enterprises constitute a significant fraction of the U.S. economy. This is a deceptive claim though. The healthcare industry contrasts many other such industries by imposing significantly higher costs upon system users than even the substantial profit generated for an affluent few. Moreover, we can see that the industry is failing even to serve the interests of its own continuity. In spite of the high cost imposed upon users simply to gain coverage and access to reasonable-priced treatment, there remain few formal ways of measuring the quality or effectiveness of the system at meeting its responsibilities. According to Hussey et al. (2009), "efficiency measures have been subjected to few rigorous evaluations of reliability and validity, and methods of accounting for quality of care in efficiency measurement are not well developed at this time." (Hussey et al., 784)
This points to another dimension of our healthcare system that, I would impart to my new friend, demonstrates that the industry is not designed to favor the interests of the end user. A lack of accountability seems to mark the industry, with many hospital facilities, pharmaceutical companies and, particularly, health insurance companies being given relative carte blanche with respect to the cost and access experienced by the American public. And with insurance premiums reflecting one of the most staggering costs for so many users, the failure of the government to intervene with pricing suggests that its interest aligns with that of private industries first and foremost. Accordingly, the chief priority of the healthcare system across all of its fronts appears to be the ability of the end-user to pay into the...
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