¶ … stakeholders in any microfinance situation. The borrowers are a major stakeholder, and the microfinance institution is another. The investors in the microfinance lender are significant stakeholders, regardless of whether they are investing for charitable purposes or as part of an IPO. Some of the indirect stakeholders are the families and communities of the borrowers, the countries and regions at large (whose economies will ultimately be affected), and the employees of the microfinance institution, and the governments of the countries and regions where the lending takes place, because of their role in tax collection.
Microfinance started mainly as a charitable concept, but there are also examples of microfinance institutions tapping capital markets for financing as well. The competitive strategy is that these entities are getting substantial returns from many of their borrowers -- ROI can be very high when lending to small entrepreneurs, commensurate with the risk. But by pooling risk, microfinance institutions are able to offer high returns to their lenders with limited downside. A secondary competitive advantage is the charitable aspect, which some microfinance lenders still use to acquire capital.
3. Leadership at Banco and Grameen need to balance the interests of the different stakeholders. They must be able to offer loans with low transaction costs and effectively pool risk in a way that allows for superior returns, to offer better returns for investors. In terms of operations, both must be wary of the systematic risks that come from operating in the developing world -- the threats that recessions, political risk, corruption, environmental risk and other threats pose to the...
Post Audit Analysis Employee auditing is essential as each retained employee must have an understandable job description that is known to management and new employees must understand their role as well. There is not question that this company will remain in business but a good exit strategy would be to build partnership connections with other retail outlets for distribution of FreshDirect brand products and possibly build a consultation service to assist
Technology also enables it to keep inventories low, as the store can keep close track of consumer demand for specific products. Q3.Assess Fresh Direct's entrepreneurial strategy. Is the company taking advantage of opportunities to launch new products and/or enter new markets? How is it handling new competition? Fresh Direct operates in a relatively conservative format, using word-of-mouth advertising to save on marketing costs. This is fairly easy for it to do,
Emergency Management: Hurricane Katrina and Lessons Learned In late August, 2005, Hurricane Katrina became the 11th named storm of the Atlantic hurricane season and was its most deadly and destructive. The federal and state governments' responses to this natural disaster have been heavily criticized in the mainstream media as well as by the hundreds of thousands of victims of this disaster in the years that followed. Although it is far
C.O.R.E. And Its Role in the Black Freedom Struggle Nearly one hundred forty years ago, a tall, and not very good-looking, bearded man stepped out onto a great, open field. His tired eyes wandered over the bloody ground, over the earth covered with corpses, over the scene of one of the greatest battles in American History, and his words rang out true and clear -."..Our fathers brought forth on this
Distribution Strategy and Strategic AlliancesIntroductionPerry�s Ice Cream may collaborate with a competing national brand, but there are considerations that have to be made. This paper looks at those issues. They include sales channel, the pros and cons of partnership, the value of alternative marketing channel options, and whether margin or drayage makes the most sense.Direct Sales ChannelDirect sales involves the company selling its products directly to customers, without going through
Wal-Mart Inc. Wal-Mart is an American-based multinational discount store, currently operating more than 11,000 retail outlets in 27 different countries, and serving approximately 140 million customers weekly. Headquartered in Bentonville, Arkansas, Wal-Mart grew from a small family-managed retailer in 1945 to the world's largest retailer, and was named the world's largest company by revenues in the 2014 Fortune 500 list. The company operates its retail stores in two forms: i) Sam's
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