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Budget Implementing A Budgeting Process Term Paper

Expenses can be categorized as fixed (insurance, rent, etc.) and variable (supplies, utilities, etc.). Everything that is paid out each month should be included, factoring in for taxes and other items that don't necessarily occur each and every month. Just organizing the data in this fashion may reveal immediate areas of action, like lagging receivables or expenses in a particular category that are out of scope. One of the first steps usually involved is that once everything is laid out in writing, it is time to review the list and decide where to adjust accordingly. Variance Analysis

Once the groundwork has been laid and a tangible budget has been formulated, it is important to conduct variance analysis on a regular periodic basis to compare the actuals to the originally budgeted version of events. One could start with the big picture view, analyzing the variance to goals for the company as a whole. This analysis can be conducted on a category rather than a line item basis - for instance, expenditures can be viewed as supplies or salaries. It is a good idea to set a flag for any category, for instance, if year to date sales or expenses vary from budget by more than 10%, then the line item can be investigated further. For example, if supplies is running 15% over budget target, one can investigate the sub-categories for supplies in the chart of accounts, and find out that the expenditure was due to a need to replace a printer in the second quarter unexpectedly, or instead a particular area could be overspending on supplies in general, revealing an increase in the cost of goods sold. This could result in evaluating suppliers and making changes or negotiating better volume discounts. Without a budget plan that...

You have laws and regulations." Gatewood suggests to always add a risk assessment to the budget planning process. Risks are defined as any outside or inside entity that could inhibit the business from achieving its goals. Examples are an increase in competition, increases in vendor prices for goods and services, increases in needs for technology or equipment upgrades, computer viruses, changes in pricing or marketing strategy, product innovation and customer satisfaction, to name a few. Once you are able to identify possible threats to the company's goals, executives should try to guess at the likelihood of each event and its possible impact on the organization.
Conclusion

By setting measurable goals and assessing risk factors, an organization goes from a tactical operation (putting out fires and filling orders) to a strategic one, managing risk and operations with foresight rather than hindsight. The budgeting process need not be daunting and is integral to the successful outcome of any organization's strategic planning process.

Sources:

Managing Finance: Essential Skills for Managers, Geoffrey Meredith and Bob

Williams, 1999 Publisher: McGraw-Hill Book Company of Australia Pty Limited.

Five Steps to an Effective Strategic Plan, Scalet Sarah, CSO Magazine, July, 2005

Sources used in this document:
Sources:

Managing Finance: Essential Skills for Managers, Geoffrey Meredith and Bob

Williams, 1999 Publisher: McGraw-Hill Book Company of Australia Pty Limited.

Five Steps to an Effective Strategic Plan, Scalet Sarah, CSO Magazine, July, 2005
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