" (Congressional Budget Office Testimony, 2001) Complicating the problem is the fact that Social Security is not only a retirement program but in fact approximately 2/3 of Social Security beneficiaries are retired workers" with the remaining being disabled workers, survivors of deceased workers, and workers' spouses and minor children." (Congressional Budget Office Testimony, 2001)
III. REMEDIES TO HELP ALLEVIATE IMPLICATIONS
There are various strategies that could be pursued by policymakers to assist in preparing for the aging population coming of retirement age and these are stated by the Congressional Budget Office to include options such as: (1) paying down federal debt; (2) creating private retirement accounts; and (3) changing the benefits or revenues of the Social Security program. (Congressional Budget Office Testimony, 2001) However, it is clear that each of these remedies contain both advantages and disadvantages. Furthermore, in light of recent government spending the option of paying down the federal debt does not appear to be a likely solution to this problem.
Furthermore, as noted by the Congressional Budget Office in its (2005) report even if all the federal debt were paid off there would still be pressures created by Social Security as well as Medicare and Medicaid spending over the long-term. The idea of creating private retirement accounts has been proposed however, there would necessarily be many varying types of accounts with widely varied effects and furthermore, the practical issues needing to be addressed include those such as the cost to administer the system...
Medicare and Medicaid are government-sponsored programs whose objective is to provide patients with health assistance upon meeting specific criteria. Medicare is the federal program that provides insurance for elderly patients aged 65 and over, and approximately 40 million people are enrolled in this program. Medicaid is an insurance program that is available for disadvantaged persons, including the elderly, who cannot afford health benefits because of low incomes or other factors.
Aging Workforce The workforce in America is rapidly aging. This rapidly aging workforce creates challengers for organizations that must manage an aging workforce. The purpose of this discussion is to explore the challenges of managing an aging workforce within any given organization. This topic is of particular interest because many older baby boomers are retiring while other are choosing to work well passed the retirement age and managers must devise ways
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