Affordable Care Act
Instructions: Please answer Part Exam (5 Parts / preparing a written response 2 pages (double spaced/12 times Roman equivalent font size) Case Study: Patient burned a severe accident sustained significant scarring face blindness eye.
Affordable Care Act (ACA)
The Affordable Care Act (ACA) is designed to expand healthcare coverage to a wider range of uninsured Americans and to provide more protections for currently insured Americans. It also attempts to keep the costs of healthcare down by expanding the risk pool to include younger, healthy adults to well as by allowing for young people to remain covered by their parents' insurance for a longer period of time. "When the individual mandate is fully phased-in, those who can afford coverage -- which is defined as insurance costing less than 8% of their annual income -- but choose to forgo it will have to pay either $695 or 2.5% of the annual income, whichever is greater."[footnoteRef:1] The ACA lowered eligibility requirements for Medicaid, the state-run, federally subsidized program for the poor. Finally, now "insurance companies are not allowed to discriminate based on preexisting conditions. They are allowed to discriminate based "on age (limited to 3 to 1 ratio), premium rating area, family composition, and tobacco...
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